
10220 CHILTERN GARDEN DRIVE, ORLANDO, FL, 32827
Active73 days on marketListed May 21, 2026MLS #O6409134
About this home
10220 CHILTERN GARDEN DRIVE
Welcome to Chiltern Garden Drive, a beautifully rebuilt home offering over 3,400sf of thoughtfully designed living space with 4 bedrooms & 4.5 baths. Completely expanded & reimagined, this exceptional residence blends elevated modern design, quality craftsmanship, & comfortable living in a way that feels sophisticated & inviting. Originally rebuilt as the personal residence of a nationally recognized contractor & structural engineer, this home was reconstructed with an extraordinary level of care, engineering, & attention to detail. The property underwent a total rebuild, with only three perimeter walls & the garage floors remaining from the original structure. The extensive reconstruction included all new framing, electrical, plumbing, & mechanical systems, including the addition of a roof dehumidifier system for enhanced climate control & efficiency. Additional improvements include a new roof, windows, doors, & garage doors, professionally installed stucco system, waterproofing of all interior masonry walls, interior foam insulation, & upgraded 3/4-inch drywall throughout for enhanced durability & sound control. Inside, warm white oak flooring flows throughout the home, complemented by custom-built millwork, designer wallpaper, & beautiful lighting selections that add warmth & character to each space. Statement chandeliers in the foyer & dining room create elegant focal points, while natural light fills the interiors & highlights the thoughtfully curated finishes. Level 5 wall finishes further elevate the clean & sophisticated aesthetic. Designed for both entertaining & everyday living, the open-concept layout seamlessly connects the kitchen, dining area, & family room. The completely reconfigured gourmet kitchen is both stunning & functional, featuring custom two-tone cabinetry, new top-of-the-line appliances, dramatic quartzite countertops, & a large center island that naturally becomes the heart of the home. Beautiful stone selections continue throughout, creating a cohesive & timeless feel. The family room offers a warm & inviting atmosphere centered around a sleek contemporary firebar that adds both ambiance & modern elegance to the space. Each bathroom was thoughtfully designed with custom vanities, imported tile, exotic stone selections, & statement lighting, creating spa-inspired spaces that feel elevated yet comfortable. The outdoor living space feels like a private retreat & serves as a seamless extension of the home. The covered lanai features motorized screens, tongue-and-groove ceilings, a dramatic accent wall, & a modern electric firebar, creating the perfect setting for year-round entertaining & relaxation. Beyond the lanai, the extended patio, pergola, & stainless steel spa tub provide additional spaces to enjoy the beautifully designed outdoor setting. Colored concrete driveways, curbs, & patio areas further enhance the home’s curb appeal & outdoor areas. Additional features include a whole-home generator, security system, security cameras, Sonos system, & professionally designed router locations for optimized connectivity. Thoughtfully rebuilt with exceptional craftsmanship, engineering, & intentionally selected finishes throughout, this extraordinary home offers a rare opportunity to own a truly turnkey residence with the feel & quality of custom new construction. Year built of 2025 per builder/owner is different than the property tax record of 1990 (house knocked down except garage slab & 3 exterior walls).
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,431
Sqft
0.26 ac
Lot size
2
Garage
2025
Year built
One
Levels
$874
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$19,743 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$19,743/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+176.9%
$/sqft vs Orlando actives
$874 vs $251
Days on market
73 vs 34 typical
Where $874/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32827 — neighborhood snapshot
Population
19,601
Median age
38.3
Median income
$112,026
Median home value
$615,700
Avg household
2.98
Households w/ children
2,611
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 420% above the ORLANDO 32827 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10220 CHILTERN GARDEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$615,000
8068 EDGEWOOD FOREST DRIVE
4 bd · 3.5 ba · 3,505 sqft · $175/sqft · 148 DOM
Sold · Oct ’25$665,000
8529 BRADLEYS LANDING STREET
5 bd · 3 ba · 3,249 sqft · $205/sqft · 46 DOM
Sold · Dec ’25$1,700,000
9662 BLANDFORD ROAD
4 bd · 4 ba · 3,617 sqft · $470/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10220 CHILTERN GARDEN DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10220 CHILTERN GARDEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10220 CHILTERN GARDEN DRIVE FAQs
What would the monthly payment be for 10220 CHILTERN GARDEN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,743/mo — principal and interest, the actual property-tax bill, the $723/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10220 CHILTERN GARDEN DRIVE?+
The association fee works out to $723 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10220 CHILTERN GARDEN DRIVE?+
The most recent tax bill on record (2025) was $18,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10220 CHILTERN GARDEN DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $2,999,000, this home is listed about 669% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10220 CHILTERN GARDEN DRIVE?+
Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,999,000 runs 420% above the ORLANDO 32827 median — but at 3,431 sqft it's also nearly twice the size of the typical Orlando listing.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $723/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
73 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ACG HOMES LLC · Cristina Aguirre Colasanti. MLS #O6409134.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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