David Ramirez
$2,900,0005 bd6.5 ba5,619 sqft$516 /sqft$19,789 /mo all-in ↓

12803 UPPER HARDEN AVENUE, ORLANDO, FL, 32827

Active43 days on marketListed Jun 24, 2026MLS #O6412886

Private poolFully furnishedSingle Family ResidencePRESERVE/LAUREATE PARK PH 1

About this home

12803 UPPER HARDEN AVENUE

LUXURY ESTATE ON AN IMPRESSIVE 0.47-ACRE CONSERVATION LOT IN THE EXCLUSIVE PRESERVE AT LAUREATE PARK. Nestled behind the private gates of The Preserve at Laureate Park, this extraordinary estate offers unparalleled luxury, privacy, and breathtaking panoramic conservation views from its expansive backyard retreat. Set on a rare 0.47-acre homesite, this exceptional residence combines timeless elegance with modern sophistication in one of Lake Nona's most coveted communities. Designed for refined living and effortless entertaining, the home features 5 spacious bedrooms, 6 full bathrooms, and 1 half bath, along with a private office, media room, and a 3-car garage. Every detail has been thoughtfully curated, showcasing exquisite finishes and beautifully appointed indoor and outdoor living spaces. The grand first floor welcomes you with a dramatic two-story foyer boasting soaring 20-foot ceilings, wide-plank engineered hardwood flooring, elegant coffered ceilings, a private office, and formal living, dining, and family rooms designed to impress. At the heart of the home, the chef-inspired gourmet kitchen is a masterpiece of style and functionality. It features a spectacular oversized waterfall island with Viatera Calacatta countertops, double-stacked custom cabinetry with glass-front accents, and a suite of professional-grade Monogram appliances, including a state-of-the-art gas cooktop, built-in refrigerator, beverage refrigerator, and French-door wall oven. The luxurious primary suite serves as a private sanctuary, complete with a sitting area, an elegant spa-inspired bath featuring a soaking tub, frameless glass shower, dual vanities, and an expansive custom walk-in closet with built-in cabinetry. A beautifully appointed fireplace enhances the warmth and ambiance of the main living area. Upstairs, you'll find four generously sized bedrooms, including three private en-suite retreats, as well as a spacious loft with direct access to a large covered balcony overlooking the serene conservation area. Step outside and experience the ultimate Florida lifestyle. The resort-style backyard showcases a stunning 33-foot heated saltwater Hampton-style pool with premium pebble finish, surrounded by over 2,800 square feet of paver decking. Retractable screens create the perfect environment for year-round outdoor enjoyment and entertaining. Additional premium features include a fully paid-off solar energy system and a tankless gas water heater, providing both efficiency and modern convenience. Ideally located in the heart of Lake Nona, residents enjoy easy access to Medical City, Orlando International Airport, major highways, championship golf courses, upscale dining, shopping destinations, top-rated schools, and countless entertainment options. Residents of Laureate Park enjoy an unmatched lifestyle with world-class amenities, including a resort-style aquatic center, state-of-the-art fitness center, tennis courts, playgrounds, scenic walking and biking trails, community parks, and high-speed fiber-optic internet, all within one of Central Florida's most prestigious master-planned communities.

Facts & features

The home at a glance

5

Bedrooms

6.5

Bathrooms

5,619

Sqft

0.47 ac

Lot size

3

Garage

2017

Year built

Two

Levels

$516

Per sqft

Private poolFireplacePark/Greenbelt & Trees/Woods viewFurnishedPets allowed

Inside

FlooringBrick/Stone · Carpet · Ceramic Tile · Engineered Hardwood · Epoxy · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump · Zoned
FurnishedFurnished

Outside & construction

RoofMetal · Tile
ConstructionBlock · Concrete · Stucco · Wood Frame
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesSouthwest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized · Parking Pad
ExteriorBalcony · French Doors · Garden · Irrigation System · Lighting · Outdoor Grill · Playground · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$49/mo
Taxes (2025)$34,133/yr
PetsBreed Restrictions, Size Limit, Yes
CommunityPark · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Phone Available · Public · Sewer Connected · Solar · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$19,789 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property tax — 2025 actual bill$2,844
HOA fee — from the listing$49
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $290,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $290,000
Interest rate6.00%
Loan term

Estimated payment

$19,789/mo

Principal & interest$15,648
PMI (est., until 20% equity)$1,088
Property taxes (actual bill)$2,844
HOA / condo fee$49
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$516 vs $248

Days on market

43 vs 41 typical

Where $516/sqft sits among the 400 Orlando actives

121
127
84
31
8
29 · this home
$151–212$212–273$273–333$333–394$394–455$455+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 12803 UPPER HARDEN AVENUE

Drive times from this address

Orlando Int’l Airport (MCO)19 min
Downtown Orlando25 min
Walt Disney World29 min
Universal Orlando30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32827 — neighborhood snapshot

Population

19,601

Median age

38.3

Median income

$112,026

Median home value

$615,700

Avg household

2.98

Households w/ children

2,611

For the school run

Orange County School District

ElementaryLaureate Park Elementary★★★★★
MiddleLake Nona Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

174 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 397% above the ORLANDO 32827 median. See the full Orlando market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $2,900,000 · 43 days on market since
2017Built · PRESERVE/LAUREATE PARK PH 1

Reality check

What actually sold near 12803 UPPER HARDEN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14205 KELLOGG AVENUESold · Jan ’26

$1,758,000

14205 KELLOGG AVENUE

4 bd · 4.5 ba · 4,280 sqft · $411/sqft · 134 DOM

13755 GRANGER AVENUESold · Jul ’26

$1,289,000

13755 GRANGER AVENUE

5 bd · 4.5 ba · 3,892 sqft · $331/sqft · 60 DOM

9859 WINNINGTON STREETSold · Nov ’25

$1,025,000

9859 WINNINGTON STREET

4 bd · 4 ba · 3,872 sqft · $265/sqft · 324 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12803 UPPER HARDEN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12803 UPPER HARDEN AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

12803 UPPER HARDEN AVENUE FAQs

What would the monthly payment be for 12803 UPPER HARDEN AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,789/mo — principal and interest, the actual property-tax bill, the $49/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12803 UPPER HARDEN AVENUE?+

The association fee works out to $49 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12803 UPPER HARDEN AVENUE?+

The most recent tax bill on record (2025) was $34,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12803 UPPER HARDEN AVENUE?+

The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $2,900,000, this home is listed about 642% above the Orlando median of $390,990. The market section on this page shows how the area is trending.

Which schools are assigned to 12803 UPPER HARDEN AVENUE?+

Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,900,000 runs 397% above the ORLANDO 32827 median — but at 5,619 sqft it's also nearly 4 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of WRA BUSINESS & REAL ESTATE · Daniel Pavel. MLS #O6412886.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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