4965 SHORELINE CIRCLE, SANFORD, FL, 32771
Active70 days on marketListed May 22, 2026MLS #O6408881
About this home
4965 SHORELINE CIRCLE
Welcome to this exquisite, custom home with a BRAND-NEW TILE ROOF (May 2026) featuring an elegant entrance with soaring ceilings and resort-style amenities in the guard-gated community of Lake Forest. This home welcomes you through a double door entryway with 12-foot ceilings flowing seamlessly into a ballroom-like living room complete with a cozy fireplace and an entertainer’s wet bar and wine fridge. The grand living room design features 3 tall, beautiful French Doors all opening up onto the screened-in pool deck with a serene water feature, creating an indoor-outdoor lifestyle perfect for gatherings that impress. Designed for elegance, comfort and privacy, this 3217 sq ft split floor plan home has 3 bedrooms and 3.5 baths, a dedicated office and a large custom kitchen and family room combination for those special family nights together. The kitchen has been updated with 42” solid wood cabinetry with crown molding, soft close doors and pull-out drawers, chef’s prep island with more cabinet storage, walk-in pantry, large breakfast bar with farmhouse sink, and stainless-steel appliances with brand new refrigerator and microwave and a built-in desk for homework time. In addition, this home features an expansive primary bedroom and en-suite primary bathroom combination with meticulous finishes, 3 walk-in closets and a large Jacuzzi hot tub. The entire interior of the house has been updated with 24x24 ceramic tile throughout, updated kitchen and bathrooms with granite and marble countertops, solid wood cabinetry, plantation shutters and other beautiful finishes. This elegant home is a statement of style and comfort offering unforgettable entertaining and quiet, cozy family gatherings. This home also features a 2 1/2 (oversized) garage to allow for ample space to park cars and have storage and/or workspace. This home has it all! Lake Forest offers a 24-hr guard-gated entry with resort style amenities: 10,000 sq ft clubhouse w/ newly remodeled fitness center, Jr. Olympic-sized swimming pool, heated spa, kiddie pool, playground, 55-acre private spring-fed lake, fishing pier, new lighted tennis and pickleball courts & a sports court. The community has been designated as a National Wildlife Habitat. Lake Forest is zoned for Seminole County schools and is close to beaches, entertainment attractions. Easy access to I-4, 417 and 429.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,217
Sqft
0.35 ac
Lot size
2
Garage
1991
Year built
One
Levels
$280
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,359 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,359/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sanford actives
$280 vs $216
Days on market
70 vs 29 typical
Where $280/sqft sits among the 388 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Forest
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
Lake Forest — neighborhood snapshot
Population
2,530
Median age
45
Median income
$135,921
Median home value
$446,600
Avg household
2
Households w/ children
251
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
202 of 388
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 159% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 4965 SHORELINE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$777,000
4971 SHORELINE CIRCLE · same community
4 bd · 3 ba · 2,714 sqft · $286/sqft · 4 DOM
Sold · Nov ’25$820,000
5437 MAPLE RIDGE COURT
4 bd · 3.5 ba · 3,236 sqft · $253/sqft · 74 DOM
Sold · Mar ’26$830,000
5273 SHORELINE CIRCLE
4 bd · 3.5 ba · 3,248 sqft · $256/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4965 SHORELINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4965 SHORELINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4965 SHORELINE CIRCLE FAQs
What would the monthly payment be for 4965 SHORELINE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,359/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4965 SHORELINE CIRCLE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4965 SHORELINE CIRCLE?+
The most recent tax bill on record (2025) was $9,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4965 SHORELINE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $899,999, this home is listed about 147% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4965 SHORELINE CIRCLE?+
Wilson Elementary School (elementary), Bentley Elementary School (elementary), Idyllwilde Elementary School (elementary), Goldsboro Elementary Magnet (elementary), Sanford Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$899,999 runs 159% above the SANFORD 32771 median — but at 3,217 sqft it's also nearly twice the size of the typical Sanford listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
70 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Wilson Elementary School, Bentley Elementary School, Idyllwilde Elementary School, Goldsboro Elementary Magnet, Sanford Middle School, Seminole High School — Wilson Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $929,000, now $899,999 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SCOTT REALTY ASSOCIATES · Natalie Diaz. MLS #O6408881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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