904 KENSINGTON DRIVE, COCOA, FL, 32922
Active67 days on marketListed May 18, 2026MLS #O6408692
About this home
904 KENSINGTON DRIVE
Ensuite bath for the primary bedroom, has been completed 7/12/26. One of the few properties in this area with a 0.34-acre lot and a full 11ft two inch drive-through gate—a rare combination that allows secure backyard access for boats, RVs, trailers, and equipment. Large, usable lots with this level of access are hard to find. Remodeled with a new roof in 2019, this southern ranch is set up for an active lifestyle with room to expand—store vehicles, add a workshop, or build an outbuilding for rental income. UPDATES & FEATURES: - 2026: New primary ensuite bath (completed 7/12/26) - 2025-2026: 22-mil LVP flooring throughout - 2025: Main electrical panel replaced/relocated; 200A service, permitted, licensed electrician - 2023: Deck (under permit-required height) - 2022: Tankless electric water heater; blown-in attic insulation - 2021: 16-SEER A/C w/ ~5 yrs left on FULLY TRANSFERABLE warranty; 10x13 shed (permitted) - 2020-2021: Miami-Dade rated privacy fence w/ 11'2" gate (permitted) - 2020: New ductwork; kitchen touch faucet - 2019: New roof, exterior stucco, kitchen cabinets & appliances, plumbing updated to PVC (interior reno permit) FEATURES: 3BR/2BA southern ranch on 0.34ac w/ 11'2" drive-through gate for boats/RVs/trailers. Kitchen w/ island, granite. Built-in closets. Washer/dryer. Full irrigation (2 front/3 rear zones). Two water meters (potable + irrigation - no sewer charge on irrigation). City sewer. Oversized 1-car garage w/ cabinets, utility sink, 2nd fridge. Ring, Ecobee, keyless entry. Butterfly garden.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,168
Sqft
0.31 ac
Lot size
1
Garage
1956
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Cocoa actives
$223 vs $208
Days on market
67 vs 18 typical
Where $223/sqft sits among the 100 Cocoa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
COCOA 32922 — neighborhood snapshot
Population
15,510
Median age
40.2
Median income
$46,138
Median home value
$176,100
Avg household
2.22
Households w/ children
1,528
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$321K → $329K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
37 of 100
Cocoa actives have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the COCOA 32922 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 904 KENSINGTON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$225,000
901 KENSINGTON DRIVE · same community
3 bd · 1 ba · 1,052 sqft · $214/sqft · 44 DOM
Sold · Sep ’25$210,000
809 KENSINGTON DRIVE · same community
4 bd · 2.5 ba · 1,490 sqft · $141/sqft · 191 DOM
Sold · Mar ’26$205,000
1109 ALAMANDA LANE
3 bd · 2 ba · 1,173 sqft · $175/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 904 KENSINGTON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 904 KENSINGTON DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
904 KENSINGTON DRIVE FAQs
What would the monthly payment be for 904 KENSINGTON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 904 KENSINGTON DRIVE?+
The most recent tax bill on record (2025) was $3,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 904 KENSINGTON DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa?+
At $259,998, this home is listed about 16% below the Cocoa median of $309,900. The market section on this page shows how the area is trending.
Which schools are assigned to 904 KENSINGTON DRIVE?+
Cambridge Elementary Magnet School (elementary), Cocoa High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$259,998 runs 34% above the COCOA 32922 median.
02Time on market is leverage
67 days on market against a Cocoa median of 18 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $269,000, now $259,998 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · William Herb, III. MLS #O6408692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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