1 CARLEY CIRCLE, NEW SMYRNA BEACH, FL, 32169
Active80 days on marketListed May 15, 2026MLS #O6407928
About this home
1 CARLEY CIRCLE
Virtually Staged. Beachside Bliss!! Experience the ultimate coastal lifestyle in this stunning 4-bedroom, 3-bath pool home located in the highly sought-after New Smyrna Beach area. Perfectly positioned beachside, you’re just a 5 minute walk to the sandy shores of the Atlantic and a 2 minute drive to the Indian River Lagoon Park. Designed for both comfort and entertaining, this home features a modern, stylish kitchen that flows seamlessly into the dining area and living room. The generously sized primary suite features a fireplace, offering a warm and cozy retreat. A second primary suite provides direct access to the pool area, adding flexibility and convenience for guests. There’s plenty of space for family, guests, or a private home office setup. The front yard features stunning new rock landscaping that delivers exceptional curb appeal. Freshly installed decorative rock beds and tropical plantings create a clean, modern, and low-maintenance entrance. The thoughtfully designed hardscape enhances the home’s beachside charm with minimal upkeep-perfect for Florida living. Step outside to your private backyard retreat — a relaxing screened-in pool area ideal for hosting gatherings or enjoying peaceful Florida evenings year-round. Best of all, there are no HOA restrictions, giving you the freedom to truly make this property your own. Roof is 2021 and A/C is 2025. Conveniently located near shopping, dining, and all that New Smyrna Beach has to offer, this home is perfect as a primary residence, vacation getaway, or investment opportunity. Start living the endless vacation lifestyle today — schedule your private tour now! All Realtor information is presumed correct but not guaranteed including dimensions, zoning, uses and description. Buyer and buyer's agent to verify all information.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,736
Sqft
0.34 ac
Lot size
1
Garage
1974
Year built
One
Levels
$435
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,762 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,762/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs New Smyrna Beach actives
$435 vs $355
Days on market
80 vs 57 typical
Where $435/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$438K → $449K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 CARLEY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$500,000
1 CARLEY CIRCLE · same community
3 bd · 3 ba · 1,736 sqft · $288/sqft · 96 DOM
Sold · Jun ’26$565,000
Nearby listing · same community
3 bd · 2 ba · 1,555 sqft · $363/sqft · 47 DOM
Sold · Apr ’26$295,000
11904 CEDAR DRIVE · same community
3 bd · 2.5 ba · 1,452 sqft · $203/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 CARLEY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 CARLEY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1 CARLEY CIRCLE FAQs
What would the monthly payment be for 1 CARLEY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,762/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 CARLEY CIRCLE?+
The most recent tax bill on record (2025) was $2,871. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 CARLEY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $755,900, this home is listed about 48% above the New Smyrna Beach median of $510,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 CARLEY CIRCLE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$755,900 runs 43% above the NEW SMYRNA BEACH 32169 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $795,000, now $755,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DIVERSIFIED REALTY HOLDINGS · James Broadus. MLS #O6407928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 1 CARLEY CIRCLE but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →