497 OAK HAVEN DRIVE UNIT 497, ALTAMONTE SPRINGS, FL, 32701
Active88 days on marketListed May 7, 2026MLS #O6405864
About this home
497 OAK HAVEN DRIVE UNIT 497
Welcome to 497 Oak Haven, a well maintained 2 bedroom, 2.5 bathroom condo tucked beneath a beautiful tree canopy in one of Altamonte’s hidden lakefront communities. With 1,792 square feet, this home offers great space, privacy, and flexibility. Downstairs you’ll find vaulted ceilings in the living room, a dining area off the kitchen, and an additional room with a closet that works perfectly as an office, guest room, or possible third bedroom. It sits next to the half bath, which could potentially be converted to a full bath if desired. The kitchen has wood cabinetry, a breakfast bar, and has just been freshly painted. Sliding glass doors open to a private fenced brick patio that’s ideal for grilling, pets, or simply enjoying the quiet green space behind the home. Tile flooring runs throughout the downstairs, while upstairs features two generously sized bedrooms with newer paint and carpet. Major updates include Pella windows installed in 2020 and a 2020 roof. The seller has lovingly maintained the property for the last 30 years. Residents enjoy two swimming pools, clubhouse, tennis courts, sauna, shuffleboard, basketball court, grilling area, and lake access to Lake Orienta with canoe and kayak rack storage. Gated community with two deeded parking spaces, all conveniently located just minutes from I-4, 436, Winter Park, Maitland, and Altamonte Mall.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,792
Sqft
0.05 ac
Lot size
1974
Year built
Two
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,613 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,613/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9%
$/sqft vs Altamonte Springs actives
$134 vs $185
Days on market
88 vs 36 typical
Where $134/sqft sits among the 289 Altamonte Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$307K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
144 of 289
Altamonte Springs actives have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 497 OAK HAVEN DRIVE UNIT 497
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$245,000
402 OAK HAVEN DRIVE UNIT 402 · same community
3 bd · 2.5 ba · 1,792 sqft · $137/sqft · 17 DOM
Sold · Aug ’25$330,000
487 OAK HAVEN DRIVE UNIT 487 · same community
3 bd · 2.5 ba · 1,968 sqft · $168/sqft · 51 DOM
Sold · Jun ’26$315,000
415 OAK HAVEN DRIVE · same community
3 bd · 2 ba · 2,134 sqft · $148/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 497 OAK HAVEN DRIVE UNIT 497 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 497 OAK HAVEN DRIVE UNIT 497 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
497 OAK HAVEN DRIVE UNIT 497 FAQs
What would the monthly payment be for 497 OAK HAVEN DRIVE UNIT 497?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,613/mo — principal and interest, the actual property-tax bill, the $830/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 497 OAK HAVEN DRIVE UNIT 497?+
The association fee works out to $830 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 497 OAK HAVEN DRIVE UNIT 497?+
The most recent tax bill on record (2025) was $1,243. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 497 OAK HAVEN DRIVE UNIT 497?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $240,000, this home is listed about 10% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$240,000 runs 10% above the Altamonte Springs median — but at 1,792 sqft it's also 49% larger than the typical Altamonte Springs listing.
02Know the monthly fee
The association fee is $830/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
88 days on market against a Altamonte Springs median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $250,000, now $240,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FANNIE HILLMAN & ASSOCIATES · Megan Cross. MLS #O6405864.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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