674 SANDY NECK LANE UNIT 102, ALTAMONTE SPRINGS, FL, 32714
Active97 days on marketListed Apr 30, 2026MLS #O6402886
About this home
674 SANDY NECK LANE UNIT 102
Welcome to 674 Sandy Neck Ln, Unit 102, in Altamonte Springs, a FIRST FLOOR spacious 3-bedroom, 2-bath condo with a private GARAGE offering comfortable living, functional design, and inviting indoor-outdoor spaces. With a kitchen and family room combination, this home creates an easy flow for everyday living and casual entertaining, making the main living area feel open, connected, and welcoming. Inside, the layout is designed for both comfort and convenience, with well-proportioned bedrooms and living spaces that support a variety of lifestyles. The kitchen overlooks the family room, allowing for easy interaction while cooking, dining, or hosting guests. The three-bedroom floorplan provides flexibility for family, guests, or a home office setup, while the two full baths add everyday practicality. Step outside and enjoy the added appeal of outdoor living spaces, including a balcony and a screened, covered patio that offer inviting spots to relax, enjoy fresh air, or unwind at the end of the day. These features add to the home’s overall livability and give you multiple ways to enjoy Florida’s year-round climate. The property also includes a detached 1-car garage, providing valuable covered parking and extra storage. Beyond the unit itself, the community enhances the lifestyle with amenities that include a clubhouse, community mailbox, fitness center, and pool, creating a low-maintenance setting with recreation and convenience close to home. Located in Altamonte Springs, this condo enjoys a desirable area known for its access to shopping, dining, parks, and major roadways, while still offering a residential feel. The neighborhood adds to the home’s appeal with its blend of convenience, established surroundings, and proximity to everything that makes Altamonte Springs such a popular place to live. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,230
Sqft
0.02 ac
Lot size
1
Garage
2003
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,432 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,432/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.6%
$/sqft vs KEY WEST A CONDO
$193 vs $170
Days on market
97 vs 41 typical
Where $193/sqft sits among the 7 homes for sale in KEY WEST A CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Altamonte Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Altamonte Springs. See the full Altamonte Springs guide →
The numbers that matter
The Altamonte Springs market
$313K → $288K
Altamonte Springs median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
3 of 7
KEY WEST A CONDO have cut their price
Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the Altamonte Springs median. See the full Altamonte Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 674 SANDY NECK LANE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
980 MOORING AVENUE UNIT 103 · same community
2 bd · 2 ba · 1,230 sqft · $203/sqft · 163 DOM
Sold · Apr ’26$250,000
980 MOORING AVENUE UNIT 103 · same community
2 bd · 2.5 ba · 1,230 sqft · $203/sqft · 0 DOM
Sold · Aug ’25$245,000
696 SEABROOK COURT UNIT 101 · same community
3 bd · 2 ba · 1,230 sqft · $199/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 674 SANDY NECK LANE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 674 SANDY NECK LANE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
674 SANDY NECK LANE UNIT 102 FAQs
What would the monthly payment be for 674 SANDY NECK LANE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,432/mo — principal and interest, the actual property-tax bill, the $580/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 674 SANDY NECK LANE UNIT 102?+
The association fee works out to $580 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 674 SANDY NECK LANE UNIT 102?+
The most recent tax bill on record (2025) was $2,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 674 SANDY NECK LANE UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Altamonte Springs?+
At $237,500, this home is listed about 19% above the Altamonte Springs median of $199,900. The market section on this page shows how the area is trending.
The brief
Five things that matter here
01Positioned at the premium end
$237,500 runs 19% above the Altamonte Springs median.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $580/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
97 days on market against a Altamonte Springs median of 41 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $249,000, now $237,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6402886.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Altamonte Springs homes, in your inbox
Like 674 SANDY NECK LANE UNIT 102 but not quite? A daily digest of every new listing in Altamonte Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →