David Ramirez
Pending
$789,000$865,0004 bd2.5 ba2,629 sqft$300 /sqft$5,005 /mo all-in ↓

1483 MIRKWOOD COVE, OVIEDO, FL, 32765

Pending84 days on marketListed May 20, 2026MLS #O6405731

Reduced $76KWaterfrontSingle Family ResidenceBLACK HAMMOCK

About this home

1483 MIRKWOOD COVE

*******Lots of EXTRAS Included with this home: John Deere riding lawn mower, whole home generator, large Liberty safe, solar powered remote controlled property gate, canoe for the pond, swing set, 2024 washer/dryer with pedestals, reverse osmosis filtered water faucet and more. ******* Situated on approximately 2.5 acres, mostly cleared, in the Black Hammock area of Oviedo, this well-maintained property offers a unique blend of privacy, outdoor amenities, and functional living space. The grounds feature a stocked fishing pond, a small creek along the rear property line, pecan tree and mature fruit trees including banana, grapefruit, lemon, lime, and pineapple, as well as multiple fenced areas suitable for pets or livestock. Additional outdoor features include a tree fort overlooking the pond, chicken coop, oversized rear porch with low-maintenance artificial turf, and an 11’ x 15’ storage shed where you will see the include riding lawnmower.******* The 4-bedroom, 2 1/2-bath home offers approximately 2,629 square feet of living space with thoughtful updates throughout. Interior features include luxury vinyl plank flooring, new downstairs carpet, fresh interior paint, granite countertops in the kitchen and bathrooms, stainless steel appliances including a double oven, reverse osmosis water filtration faucet in the kitchen, and a spacious mudroom with washer and dryer. A wood-burning fireplace and whole-home generator provide additional comfort and functionality.******* Upstairs includes three spacious bedrooms, a loft area, and a secondary bathroom with dual sinks. Major system updates completed in 2016 include roof, HVAC, septic system, drain field, full replumb, and interior remodel. And most recently, a 2024 water heater, refrigerator, washer plus dryer with pedestals, and septic pumped just this year. This property offers a rare opportunity for those seeking acreage, outdoor versatility, and updated living space in a convenient Oviedo location. Come make this your outdoor playground and property ownership dreams come true.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,629

Sqft

2.5 ac

Lot size

2

Garage

1989

Year built

Two

Levels

$300

Per sqft

WaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Range · Range Hood · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingGarage Door Opener · Garage Faces Side
ExteriorDog Run · French Doors

Community & fees

Taxes (2025)$3,505/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,005 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property tax — 2025 actual bill$292
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $78,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $78,900
Interest rate6.00%
Loan term

Estimated payment

$5,005/mo

Principal & interest$4,257
PMI (est., until 20% equity)$296
Property taxes (actual bill)$292
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $789K
$639KedgeAI estimate $701,236 · range $666K$790K$822K

vs edgeAI estimate

+12.5%

$/sqft vs Oviedo actives

$300 vs $251

Days on market

84 vs 33 typical

Where $300/sqft sits among the 202 Oviedo actives

50
55
40
31 · this home
11
15
$200–226$226–252$252–278$278–304$304–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 1483 MIRKWOOD COVE

Drive times from this address

Downtown Orlando25 min
Orlando Int’l Airport (MCO)33 min
Universal Orlando38 min
Walt Disney World50 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

107 of 202

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $789,000 $76K
May 20, 2026Listed at $865,000 · 84 days on market since
1989Built · BLACK HAMMOCK

Reality check

What actually sold near 1483 MIRKWOOD COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1377 ELM ST. STREETSold · Oct ’25

$649,000

1377 ELM ST. STREET · same community

3 bd · 2.5 ba · 2,736 sqft · $237/sqft · 203 DOM

2326 FLORIDA AVENUESold · Oct ’25

$1,600,000

2326 FLORIDA AVENUE · same community

4 bd · 5 ba · 2,777 sqft · $576/sqft · 55 DOM

2650 HOWARD AVENUESold · Oct ’25

$1,275,000

2650 HOWARD AVENUE · same community

6 bd · 4.5 ba · 3,413 sqft · $374/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1483 MIRKWOOD COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1483 MIRKWOOD COVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1483 MIRKWOOD COVE FAQs

What would the monthly payment be for 1483 MIRKWOOD COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,005/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1483 MIRKWOOD COVE?+

The most recent tax bill on record (2025) was $3,505. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oviedo?+

At $789,000, this home is listed about 53% above the Oviedo median of $517,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1483 MIRKWOOD COVE?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$789,000 runs 72% above the OVIEDO 32765 median — but at 2,629 sqft it's also 30% larger than the typical Oviedo listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

84 days on market against a Oviedo median of 33 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $865,000, now $789,000 — a $76K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Kim Minton. MLS #O6405731.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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