HOWARD AVENUE, OVIEDO, FL, 32765
Active88 days on marketListed Apr 27, 2026MLS #O6402653
About this home
HOWARD AVENUE
An increasingly rare opportunity to acquire ±18.58 acres in the Black Hammock submarket of Oviedo-one of Seminole County's most tightly held rural corridors. The property offers the ability to create large estate homesites or a private compound within a setting defined by privacy, natural landscape, and long-term land scarcity, all while maintaining close proximity to the Greater Orlando area. The property's configuration allows for multiple large estate lots or a single private holding. With meaningful road frontage and a functional layout, the tract supports efficient access, strong usability, and clear separation between potential homesites. This is a property that lends itself to intentional, high-end estate positioning rather than density-driven development. Properties of this size and location in Seminole County are increasingly limited. The asset is well suited for luxury estate homesites, a private compound, or a long-term land hold positioned for continued appreciation as surrounding growth pressures increase.
Facts & features
The home at a glance
18.58 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,737 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,737/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about HOWARD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for HOWARD AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
HOWARD AVENUE FAQs
What would the monthly payment be for HOWARD AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,737/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on HOWARD AVENUE?+
The most recent tax bill on record (2024) was $1,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $1,112,942, this home is listed about 112% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to HOWARD AVENUE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,112,942 runs 137% above the OVIEDO 32765 median.
02Time on market is leverage
88 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Kristine McKinley. MLS #O6402653.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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