14 NAVARRA COURT UNIT 14, ST AUGUSTINE, FL, 32086
Active79 days on marketListed May 7, 2026MLS #O6405265
About this home
14 NAVARRA COURT UNIT 14
One or more photo(s) has been virtually staged. Tucked away on a quiet cul-de-sac in St. Augustine Shores, this 2-bedroom, 2-bath home offers a comfortable and welcoming layout. The open floor plan features a bright living area, dining space, and a well-appointed kitchen with plenty of storage. The primary suite includes a walk-in closet and private bath, while the split design provides added privacy for the additional bedrooms. Upstairs corner unit with a screened-in balcony overlooks the pool just steps away. Relax on the screened lanai overlooking the fenced backyard. Community amenities include a pool, clubhouse, golf course, Riverview Club, walking trails, and a fishing pier - all with low HOA fees and no CDD!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,102
Sqft
0.06 ac
Lot size
1991
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,356 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,356/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42.4%
$/sqft vs St Augustine actives
$222 vs $244
Days on market
79 vs 39 typical
Where $222/sqft sits among the 177 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32086 — neighborhood snapshot
Population
34,347
Median age
50.2
Median income
$74,508
Median home value
$342,000
Avg household
2.41
Households w/ children
3,407
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 177
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 14 NAVARRA COURT UNIT 14
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$282,000
362 CASUARINA CIRCLE
2 bd · 2 ba · 1,036 sqft · $272/sqft · 73 DOM
Sold · Dec ’25$318,000
209 LAGUNA CT, St Augustine FL 32086
3 bd · 2 ba · 1,232 sqft · $258/sqft · 98 DOM
Sold · May ’26$335,000
950 SALZEDO AVENUE
2 bd · 2 ba · 1,331 sqft · $252/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14 NAVARRA COURT UNIT 14 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14 NAVARRA COURT UNIT 14 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14 NAVARRA COURT UNIT 14 FAQs
What would the monthly payment be for 14 NAVARRA COURT UNIT 14?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,356/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14 NAVARRA COURT UNIT 14?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14 NAVARRA COURT UNIT 14?+
The most recent tax bill on record (2025) was $2,828. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14 NAVARRA COURT UNIT 14?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $244,900, this home is listed about 44% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14 NAVARRA COURT UNIT 14?+
Osceola Elementary School (elementary), R J Murray Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high), Pedro Menendez High School (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32086 market on paper
$244,900 is 14% below the ST AUGUSTINE 32086 median of $284,000, and at $222/sqft it sits under the St Augustine average of $309.
02Time on market is leverage
79 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Osceola Elementary School, R J Murray Middle School, Mky- Head Start /Dpp Pk School, First Coast Technical College, Pedro Menendez High School — Osceola Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $247,500, now $244,900 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOGWOOD REALTY · Elaine Samaan. MLS #O6405265.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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