
70 WHISPERING BROOK DRIVE, ST AUGUSTINE, FL, 32084
Active28 days on marketListed Jun 22, 2026MLS #FC319361
About this home
70 WHISPERING BROOK DRIVE
Fully furnished turnkey ready townhome! Former model is in the best location here. Only 2 miles to historic downtown St. Augustine. Beautiful views of the preserves live oak trees with Spanish moss and palms. Sold fully and luxuriously furnished, 2 bedroom 2.5 bath townhome has 1,109 sq ft of well-organized space that has barely been lived in and shows like new! 30 Day Mid-term Rentals allowed! Beautifully maintained low maintenance in Whispering Creek community stands out as a true move-in ready opportunity with a vibrant artistic flair. Designed with a modern Miami-inspired style, the home features colorful décor and thoughtful finishes that make it feel like stepping into a designer model home. The inviting two-story layout offers a welcoming kitchen that opens directly into the living room creating a connected space that works beautifully for both everyday routines and entertaining. The kitchen includes a generous bar that provides extra counter space for meal prep, casual dining, or hosting guests while you cook. Sliding glass doors fill the living area with natural light, brightening the home and enhancing the sense of openness throughout the day. Custom shiplap siding both in living and kitchen bar adds a casual and soothing design touch. Upstairs, the primary bedroom offers a relaxing escape with a spacious walk-in closet and a well-appointed bathroom with a large vanity. Upstairs, you'll find two spacious bedrooms, each with walk-in closets and ceiling fans, offering comfort and functionality. All bedrooms are located on the second level, creating a private retreat separate from the main living areas. Step outside to a peaceful and private backyard that faces a private wooded area, perfect for relaxing or enjoying the natural surroundings. The yard includes a half wooden privacy fence, and the community allows fully fenced yards. Investors will also appreciate that monthly rentals are permitted. Residents of Whispering Creek enjoy a low-maintenance lifestyle with lawn care and landscaping included, along with assigned parking and guest spaces. The community also features sidewalks, scenic ponds, and a central mailbox area, creating a welcoming neighborhood environment. Front of community offers a retail center with restaurants and shops! Extremely good location next to St Augustine High School, 2 miles to historic downtown and 4 miles to famed Vilano Beach. Jacksonville Int’l Airport is only 45 miles away. You'll have easy access to dining, shopping, and coastal living. Whether you're searching for a primary residence, vacation getaway, or investment property, this stylish, turnkey townhome is ready to enjoy from day one. Equipped with smart home technology, allowing remote control of features such as entry access, air conditioning, and the alarm system (ATT service activation required). Pets allowed with restrictions. There is nothing quite like this furnished property in the entire area at this price. Come see it...
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,109
Sqft
0.03 ac
Lot size
2022
Year built
Two
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.8%
$/sqft vs St Augustine actives
$225 vs $241
Days on market
28 vs 39 typical
Where $225/sqft sits among the 181 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
76 of 181
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 70 WHISPERING BROOK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$205,000
175 WHISPERING BROOK DRIVE · same community
2 bd · 2.5 ba · 1,109 sqft · $185/sqft · 0 DOM
Sold · Sep ’25$175,000
605 FAIRWAY DRIVE UNIT 308
2 bd · 2 ba · 1,131 sqft · $155/sqft · 182 DOM
Sold · Dec ’25$290,000
2925 N 1ST STREET
3 bd · 2 ba · 1,160 sqft · $250/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 70 WHISPERING BROOK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 70 WHISPERING BROOK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
70 WHISPERING BROOK DRIVE FAQs
What would the monthly payment be for 70 WHISPERING BROOK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,178/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 70 WHISPERING BROOK DRIVE?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 70 WHISPERING BROOK DRIVE?+
The most recent tax bill on record (2025) was $4,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 70 WHISPERING BROOK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $249,000, this home is listed about 43% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 70 WHISPERING BROOK DRIVE?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST AUGUSTINE 32084 market on paper
$249,000 is 26% below the ST AUGUSTINE 32084 median of $338,750, and at $225/sqft it sits under the St Augustine average of $309.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Julia Almstead. MLS #FC319361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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