4212 LAKE UNDERHILL ROAD UNIT 5D11, ORLANDO, FL, 32803
Active94 days on marketListed May 6, 2026MLS #O6404929
About this home
4212 LAKE UNDERHILL ROAD UNIT 5D11
Welcome Home! This beautiful 2-bedroom, 1-bathroom condo located in the desirable Plantation Gardens community is nestled in a serene, beautifully landscaped community and offers the perfect blend of comfort and style. Upon entering the home, you are greeted with an open concept floor plan. You will immediately notice the stunning Travertine Tile flooring throughout including the bathroom and bedrooms along with the white plantation shutters on every window including the patio sliding door. The fully equipped kitchen offers stainless steel appliances, granite countertops, granite back-splash, granite cabinet top and bottom trim, under-cabinet lighting, built-in wine rack and ample cabinet space. The large spacious bathroom boasts a jetted tub/shower combo with glass shower enclosure, toilet AND stand-alone bidet, vanity with granite counter-top and a linen closet with lots of storage space. The primary bedroom has large walk-in closet with large washer and dryer and folding table with plenty of space for clothing. The guest bedroom comes with a Murphy Bed that allows for additional space when not in use. The living area leads out to the screened-in patio area complete with storage closet and a shared stair-case leading down to the beautiful green courtyard and garden area. The HOA covers a HOST OF VALUABLE UTILITIES AND SERVICES, including water, basic cable, internet, valet garbage, sewer, and MOST NOTABLY, an energy-efficient AC/heating unit powered by a cost-saving chiller system—helping you maintain optimal comfort without breaking the bank. Residents of Plantation Garden Condos enjoy an impressive array of resort-style amenities, including: Two large swimming pools, well-equipped fitness center, tennis, pickle ball and basketball courts, car wash station, dog park, laundry room (though you have a laundry closet in your home), a dock and kayaking rack right on beautiful Lake Giles, and a reservable clubhouse which even has 2 saunas (men's and women's) for a luxurious, spa-like experience. Scenic Lake Underhill is right across the street and comes complete with walking trail, and picnic area—perfect for outdoor activities and weekend relaxation. This move-in ready condo is a rare find in a prime location—what's holding you back? Schedule your showing today and make it yours!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
12.56 ac
Lot size
1969
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,930 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,930/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+39.2%
$/sqft vs Orlando actives
$198 vs $250
Days on market
94 vs 42 typical
Where $198/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Underhill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Underhill — neighborhood snapshot
Population
2,624
Median age
36
Median income
$78,209
Median home value
$264,842
Avg household
2
Households w/ children
178
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
177 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4212 LAKE UNDERHILL ROAD UNIT 5D11
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$204,000
4312 LAKE UNDERHILL ROAD UNIT 19 D2 · same community
2 bd · 1.5 ba · 1,000 sqft · $204/sqft · 124 DOM
Sold · Jan ’26$210,000
4210 LAKE UNDERHILL ROAD UNIT 5 · same community
2 bd · 1 ba · 1,000 sqft · $210/sqft · 8 DOM
Sold · Aug ’25$175,000
4212 LAKE UNDERHILL ROAD UNIT 5 · same community
2 bd · 1 ba · 1,000 sqft · $175/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4212 LAKE UNDERHILL ROAD UNIT 5D11 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4212 LAKE UNDERHILL ROAD UNIT 5D11 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4212 LAKE UNDERHILL ROAD UNIT 5D11 FAQs
What would the monthly payment be for 4212 LAKE UNDERHILL ROAD UNIT 5D11?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,930/mo — principal and interest, the actual property-tax bill, the $490/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4212 LAKE UNDERHILL ROAD UNIT 5D11?+
The association fee works out to $490 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4212 LAKE UNDERHILL ROAD UNIT 5D11?+
The most recent tax bill on record (2025) was $316. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4212 LAKE UNDERHILL ROAD UNIT 5D11?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $198,000, this home is listed about 50% below the Orlando median of $394,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4212 LAKE UNDERHILL ROAD UNIT 5D11?+
Dover Shores Elementary (elementary), Roberto Clemente Middle (middle), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32803 market on paper
$198,000 is 56% below the ORLANDO 32803 median of $450,000, and at $198/sqft it sits under the Orlando average of $264.
02Time on market is leverage
94 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $208,000, now $198,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RICHARD REALTY MGMT GROUP LLC · Ricky Richard. MLS #O6404929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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