4376 LAKE UNDERHILL ROAD UNIT C, ORLANDO, FL, 32803
Active516 days on marketListed Mar 9, 2025MLS #O6287158
About this home
4376 LAKE UNDERHILL ROAD UNIT C
Welcome to this charming 2-bedroom, 1-bathroom condo located on the second floor, offering 1,000 sqft of comfortable living space in the desirable Plantation Gardens community! Nestled in the heart of the 32803 zip code, this condo offers the perfect blend of convenience and serenity. Directly across the street from the scenic Lake Underhill Park, enjoy breathtaking views and easy access to its 1.3-mile walking/jogging loop, along with bike trails that connect to the entire city of Orlando. Whether you're an outdoor enthusiast or enjoy a relaxing stroll, this location has it all! Living here means you're just minutes away from downtown Orlando, Thornton Park, Milk District and Hourglass District, where you'll find vibrant shops, restaurants, and nightlife. Plus, with easy access to Highway 408, commuting to all parts of the city is a breeze. Plantation Gardens is a hidden gem, situated between two pristine lakes, with private access to Lake Giles in the back. The community offers outstanding amenities, including two pools (one lakeside), a fitness center, saunas, tennis and pickleball courts, basketball courts, a private dog park, car wash station, and a reserved clubhouse with a recreation center. Whether you're enjoying a day by the pool or staying active with your favorite sport, this community has something for everyone. The condo itself features a water chiller system, ensuring lower electricity bills, and the HOA fee covers not only your water, valet trash, internet, and cable, but also keeps the grounds beautifully maintained by a dedicated management team. This is more than just a home – it's a lifestyle. Don’t miss out on the opportunity to make this amazing condo your new home!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,000
Sqft
12.56 ac
Lot size
1970
Year built
One
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.7%
$/sqft vs Orlando actives
$179 vs $250
Days on market
516 vs 41 typical
Where $179/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Underhill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Underhill — neighborhood snapshot
Population
2,624
Median age
36
Median income
$78,209
Median home value
$264,842
Avg household
2
Households w/ children
178
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
177 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4376 LAKE UNDERHILL ROAD UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$204,000
4312 LAKE UNDERHILL ROAD UNIT 19 D2 · same community
2 bd · 1.5 ba · 1,000 sqft · $204/sqft · 124 DOM
Sold · Jan ’26$210,000
4210 LAKE UNDERHILL ROAD UNIT 5 · same community
2 bd · 1 ba · 1,000 sqft · $210/sqft · 8 DOM
Sold · Aug ’25$175,000
4212 LAKE UNDERHILL ROAD UNIT 5 · same community
2 bd · 1 ba · 1,000 sqft · $175/sqft · 129 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4376 LAKE UNDERHILL ROAD UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4376 LAKE UNDERHILL ROAD UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4376 LAKE UNDERHILL ROAD UNIT C FAQs
What would the monthly payment be for 4376 LAKE UNDERHILL ROAD UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,994/mo — principal and interest, the actual property-tax bill, the $490/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4376 LAKE UNDERHILL ROAD UNIT C?+
The association fee works out to $490 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4376 LAKE UNDERHILL ROAD UNIT C?+
The most recent tax bill on record (2024) was $2,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4376 LAKE UNDERHILL ROAD UNIT C?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $179,000, this home is listed about 54% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4376 LAKE UNDERHILL ROAD UNIT C?+
Dover Shores Elementary (elementary), Roberto Clemente Middle (middle), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32803 market on paper
$179,000 is 60% below the ORLANDO 32803 median of $450,000, and at $179/sqft it sits under the Orlando average of $264.
02Time on market is leverage
516 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $205,000, now $179,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED REAL ESTATE BROKERS · Stacey Payne. MLS #O6287158.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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