David Ramirez
$11,490,000$11,790,0005 bd9 ba9,757 sqft$1,178 /sqft$74,588 /mo all-in ↓

9236 BAY POINT DRIVE, ORLANDO, FL, 32819

Active88 days on marketListed May 6, 2026MLS #O6404671

Reduced $300KWaterfrontPrivate poolFully furnishedSingle Family ResidenceBAY POINT

About this home

9236 BAY POINT DRIVE

Lake Front, this home comes furnished, within the gated community of Bay Point in Bay Hill, this lakefront estate offers a rare combination of luxury, comfort, and waterfront living on Lake Tibet, part of the renowned Butler Chain of Lakes. Designed to capture beautiful lake views throughout, the home blends elegant architectural details with spaces that feel warm, open, and inviting. From the moment you arrive, the stone driveway, impressive architecture, and 4 car garage create a strong first impression. Inside, the custom glass entry opens to soaring ceilings, designer fixtures, a grand staircase with glass railing, and dramatic floor-to-ceiling windows that immediately draw your eye to the lake. The open floor plan is ideal for both everyday living and entertaining, with seamless flow between the main living areas and outdoor spaces. With nearly 10,000 square feet, the home offers exceptional flexibility for family and guests. The layout includes two spacious primary suites, one on each level, two additional en-suite bedrooms in the main residence, and a private guest apartment with its own suite. Additional features include maid’s quarters with a walk-in closet and full bath, private gym, sauna, elevator, and a stunning wine cellar that wraps around the staircase. The gourmet kitchen serves as the heart of the home, featuring top of the line appliances, an oversized quartz island, custom cabinetry, and a hidden pantry door leading to a large walk-in pantry. Large accordion doors open the kitchen and living areas to the covered lanai, summer kitchen, and resort-style backyard. Outside, the lakefront setting is exceptional, with an infinity edge pool and heated spa, outdoor entertaining areas, touchless curtains, covered dock, one boat slip, and two ski lifts. Lake Tibet is one of 13 lakes that make up the Butler Chain of Lakes, offering approximately 5,000 acres of water surface for boating, skiing, and Central Florida lakefront living. Bay Point residents also enjoy community amenities, including a pool and clubhouse, all with convenient access to dining, shopping, top rated schools, major highways, Orlando International Airport, and Lake Nona Medical City.

Facts & features

The home at a glance

5

Bedrooms

9

Bathrooms

9,757

Sqft

0.73 ac

Lot size

4

Garage

2020

Year built

Two

Levels

$1,178

Per sqft

Private poolWaterfrontFireplaceFurnishedPets allowed

Inside

FlooringCeramic Tile · Terrazzo · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier
InteriorCeiling Fan(s) · Central Vacuum · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Sauna · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Concrete
FoundationSlab
FacesNortheast
ExteriorBalcony

Community & fees

HOA fee$188/mo
Taxes (2025)$95,178/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$74,588 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$62,000
PMI (est., until 20% equity)$4,309
Property tax — 2025 actual bill$7,931
HOA fee — from the listing$188
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,149,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,149,000
Interest rate6.00%
Loan term

Estimated payment

$74,588/mo

Principal & interest$62,000
PMI (est., until 20% equity)$4,309
Property taxes (actual bill)$7,931
HOA / condo fee$188
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs BAY POINT

$1,178 vs $2,963

Days on market

88 vs 34 typical

Where $1,178/sqft sits among the 6 homes for sale in BAY POINT

1
1 · this home
1
1
1
1
$309–1040$1040–1771$1771–2502$2502–3232$3232–3963$3963+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Point Of Bay Hill

Map of 9236 BAY POINT DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando12 min
Downtown Orlando20 min
Walt Disney World24 min
Orlando Int’l Airport (MCO)29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Bay Point Of Bay Hill — neighborhood snapshot

Population

279

Median age

53

Median income

$122,406

Median home value

$573,400

Avg household

3

Households w/ children

30%

For the school run

Orange County School District

MiddleSouthwest Middle★★★★★
ElementaryDr. Phillips Elementary★★★★
HighDr. Phillips High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

0 of 6

BAY POINT have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2778% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $11,490,000 $300K
May 6, 2026Listed at $11,790,000 · 88 days on market since
2020Built · BAY POINT

Reality check

What actually sold near 9236 BAY POINT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9202 BAY POINT DRIVESold · Aug ’25

$4,500,000

9202 BAY POINT DRIVE · same community

5 bd · 6.5 ba · 8,844 sqft · $509/sqft · 324 DOM

761 Buttonwood Ln, Miami FL 33137Sold · May ’26

$17,150,000

761 Buttonwood Ln, Miami FL 33137 · same community

6 bd · 6.5 ba · 7,237 sqft · $2,370/sqft · 122 DOM

790 Lake Rd, Miami FL 33137Sold · Jul ’26

$27,250,000

790 Lake Rd, Miami FL 33137 · same community

6 bd · 7.5 ba · 6,361 sqft · $4,284/sqft · 233 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9236 BAY POINT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9236 BAY POINT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9236 BAY POINT DRIVE FAQs

What would the monthly payment be for 9236 BAY POINT DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $74,588/mo — principal and interest, the actual property-tax bill, the $188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9236 BAY POINT DRIVE?+

The association fee works out to $188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9236 BAY POINT DRIVE?+

The most recent tax bill on record (2025) was $95,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9236 BAY POINT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $11,490,000, this home is listed about 2846% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9236 BAY POINT DRIVE?+

Southwest Middle (middle), Dr. Phillips Elementary (elementary), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$11,490,000 runs 2778% above the ORLANDO 32819 median — but at 9,757 sqft it's also nearly 6 times the size of the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

88 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Southwest Middle, Dr. Phillips Elementary, Dr. Phillips High — Dr. Phillips Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $11,790,000, now $11,490,000 — a $300K cut. The full history is in the market section below.

Listing courtesy of VALSTAR REALTY LLC · Teresa Valdes. MLS #O6404671.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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