655 Buttonwood Ln, Miami FL 33137, MIAMI, FL, 33137
Active51 days on marketListed Jun 12, 2026MLS #A12036094
About this home
655 Buttonwood Ln, Miami FL 33137
Welcome to 655 Buttonwood Lane, a rare waterfront opportunity on the north side of Bay Point’s only private island. Situated on a sprawling 13,590 SF lot, this charming residence is framed by one of Miami’s most magnificent banyan trees, creating an unforgettable arrival experience. Overlooking the island’s only park, the property enjoys a tranquil, private setting with 90 feet of water frontage. Filled with character and timeless appeal, the home offers approximately 3,000 SF of living space.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,322
Sqft
1
Garage
1953
Year built
$4,694
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$65,174 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$65,174/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+468.7%
$/sqft vs BAY POINT
$4,694 vs $2,380
Days on market
51 vs 26 typical
Where $4,694/sqft sits among the 6 homes for sale in BAY POINT
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Upper Eastside
Get to know Miami. See the full Miami guide →
Upper Eastside — neighborhood snapshot
Population
14,642
Median age
43
Median income
$80,911
Median home value
$854,030
Avg household
2
Households w/ children
1,433
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$495K → $560K
Miami median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
0 of 6
BAY POINT have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2220% above the MIAMI 33137 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 655 Buttonwood Ln
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$4,225,000
550 Pidgeon Plum Ln, Miami FL 33137 · same community
4 bd · 3 ba · 2,559 sqft · $1,651/sqft · 218 DOM
Sold · Feb ’26$3,325,000
4250 Bay Point Rd, Miami FL 33137 · same community
4 bd · 5 ba · 2,618 sqft · $1,270/sqft · 212 DOM
Sold · Jun ’26$815,000
374 Wahoo Road, FL 32408 · same community
4 bd · 3 ba · 2,913 sqft · $280/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 655 Buttonwood Ln — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 655 Buttonwood Ln — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
655 Buttonwood Ln FAQs
What would the monthly payment be for 655 Buttonwood Ln, Miami FL 33137?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $65,174/mo — principal and interest, the actual property-tax bill, the $393/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 655 Buttonwood Ln, Miami FL 33137?+
The association fee works out to $393 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 655 Buttonwood Ln, Miami FL 33137?+
The most recent tax bill on record (2025) was $20,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Miami?+
At $10,900,000, this home is listed about 2080% above the Miami median of $500,000. The market section on this page shows how the area is trending.
Which schools are assigned to 655 Buttonwood Ln, Miami FL 33137?+
Morningside K-8 Academy (elementary), District Instructional Center (Dic) (), Horace Mann Middle School (middle), Booker T. Washington Senior High (high), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$10,900,000 runs 2220% above the MIAMI 33137 median — but at 2,322 sqft it's also nearly twice the size of the typical Miami listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Morningside K-8 Academy, District Instructional Center (Dic), Horace Mann Middle School, Booker T. Washington Senior High, Instructional Center System Wide, Title I Migrant Education Program — Morningside K-8 Academy rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of The Brokerage South Florida Real Estate, LLC. · Joel Lusky. MLS #A12036094.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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