David Ramirez
Short-Term Rental Eligible
$549,9896 bd5.5 ba2,771 sqft$198 /sqft$4,569 /mo all-in ↓

232 RUBINO DRIVE, DAVENPORT, FL, 33837

Active87 days on marketListed Apr 29, 2026MLS #O6403178

Est. $103K/yr short-term rental revenuePrivate poolSingle Family ResidenceAVIANA PH 01

About this home

232 RUBINO DRIVE

Welcome to an exceptional luxury retreat in the highly sought-after Aviana Resort, where elegance, comfort, and income potential come together seamlessly in the heart of Central Florida. This impressive 5-bedroom, 5.5-bathroom residence is thoughtfully designed to deliver both a refined living experience and a high-performing investment opportunity. From the moment you enter, you are greeted by a spacious and light-filled open floor plan that effortlessly blends style and functionality. The home showcases upscale finishes throughout, including luxury flooring, designer fixtures, and a modern gourmet kitchen equipped with premium cabinetry, sleek countertops, and stainless steel appliances—perfect for entertaining or hosting large gatherings. The layout offers multiple en-suite bedrooms, providing privacy and comfort for family members and guests alike. Two generously sized primary suites—ideal for multi-generational living or short-term rental flexibility—feature spa-inspired bathrooms with dual vanities, soaking tubs, walk-in showers, and expansive closets. Step outside to your private oasis: a screened-in pool and lanai, perfect for enjoying Florida’s year-round sunshine. With no rear neighbors, the home offers a peaceful and private setting—ideal for relaxation or entertaining in style. Located within the gated Aviana Resort community, residents enjoy resort-style amenities that elevate everyday living, including: Elegant clubhouse and gathering spaces,Resort-style pool & spa,Fully equipped fitness center, Landscaped grounds with walking paths, HOA services covering lawn care, cable, and internet Aviana is known for its short-term rental flexibility, making this property ideal as a primary residence, second home, or income-producing vacation rental. Situated in the rapidly growing city of Davenport, this home places you just minutes from: World-famous attractions like Walt Disney World & Disney Springs, Premier golf courses such as ChampionsGate and Providence, Major highways (I-4 & US-27) for easy access to Orlando and Tampa Shopping, dining, and entertainment options, Davenport continues to attract both homeowners and investors due to its strategic location, strong rental demand, and expanding infrastructure. Whether you’re searching for a luxurious primary residence, a vacation getaway, or a great rental property, this home delivers on all fronts. With its prime location, resort amenities, and flexible use potential, it represents a rare opportunity to own in one of Central Florida’s most desirable communities. This is more than a home—it’s a lifestyle and a smart investment. Schedule your private showing today.

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

2,771

Sqft

0.19 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$198

Per sqft

Private poolPets allowed

Inside

FlooringLaminate
AppliancesDishwasher · Gas Water Heater · Microwave · Refrigerator
InteriorHigh Ceilings · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryCorridor Access · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ExteriorBasketball Court · Playground · Sidewalk · Sprinkler Metered · Tennis Court(s)

Community & fees

HOA fee$400/mo
Taxes (2025)$6,336/yr
PetsCats OK, Dogs OK, Yes
CommunityFitness Center · Gated Community - No Guard · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Sprinkler Recycled · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,569 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$528
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,569/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$528
HOA / condo fee$400
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$467KedgeAI estimate $490,627 · range $487K$500K$572K

vs edgeAI estimate

+12.1%

$/sqft vs AVIANA PH 01

$198 vs $198

Days on market

87 vs 42 typical

Where $198/sqft sits among the 10 homes for sale in AVIANA PH 01

2
1
3 · this home
2
0
2
$156–170$170–185$185–199$199–214$214–228$228+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Aviana, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$103,210/yr gross

Avg nightly rate$624
Occupancy (comp set)47%
CommunityAviana
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price5.0%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Loughman short-term market

▼ Softening

48%

Occupancy

▼ 40% yr/yr

$220

Avg nightly rate

▲ 3% yr/yr

$25K/yr

Revenue per listing

$107

RevPAR

68 days

Booking lead time

5.8 nights

Avg stay

3

Typical min nights

348

Active rentals

▼ 31% supply

Seasonality — monthly occupancy

Peaks at 62% in Mar · bottoms at 35% in Jun

42%
57%
62%
57%
44%
35%
58%
47%
39%
41%
44%
45%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Loughman — the projection above is specific to this home’s size.

Where it sits

Inside Aviana

Map of 232 RUBINO DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World24 min
Universal Orlando34 min
Downtown Orlando40 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Aviana is a short-term-rental community. See the full guide →

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

5 of 10

AVIANA PH 01 have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Apr 29, 2026Listed at $549,989 · 87 days on market since
2006Built · AVIANA PH 01

Reality check

What actually sold near 232 RUBINO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 STELLA PASSSold · May ’26

$424,509

101 STELLA PASS · same community

6 bd · 4.5 ba · 2,771 sqft · $153/sqft · 347 DOM

420 VIOLA DRIVESold · Jul ’26

$375,000

420 VIOLA DRIVE · same community

4 bd · 3 ba · 2,140 sqft · $175/sqft · 63 DOM

148 MIRO DRIVESold · Nov ’25

$420,000

148 MIRO DRIVE · same community

5 bd · 4.5 ba · 3,595 sqft · $117/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 232 RUBINO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 232 RUBINO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

232 RUBINO DRIVE FAQs

What would the monthly payment be for 232 RUBINO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,569/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 232 RUBINO DRIVE?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 232 RUBINO DRIVE?+

The most recent tax bill on record (2025) was $6,336. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 232 RUBINO DRIVE be rented short-term?+

Yes — this home sits inside Aviana, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 232 RUBINO DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $549,989, this home is listed about 41% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 232 RUBINO DRIVE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$549,989 runs 72% above the DAVENPORT 33837 median — but at 2,771 sqft it's also 42% larger than the typical Davenport listing.

02Zoned for nightly rentals

Aviana is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

87 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

Listing courtesy of JCL REALTY INC · Julio Lopez. MLS #O6403178.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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