1400 N SIMPSON STREET, MOUNT DORA, FL, 32757
Active87 days on marketListed Apr 28, 2026MLS #O6402866
About this home
1400 N SIMPSON STREET
Imagination!! That's all that's needed for this spacious 3/2. Close to virtually everything Mount Dora has to offer, a new owner will just need a bit of vision to realize "what can be"! Just up the street nearing completion is the brand-new Community Resource and Recreation Center. A mere three blocks away is the Mt. Dora Community Pool (heated and open all year) and “Splash Pad”. Just beyond the pool are tennis courts, multiple ball fields in a complete recreational complex. Travel another 100 yards to the Dog Park and bike trail lot. Proceed a few more blocks down Unser St. and you’ll reach the renowned Ice House Sonntag Community Theatre known for top flight live entertainment. Downtown Mt. Dora, a City of Festivals, with its wealth of outstanding restaurants and abundance of quaint little shops is less than a mile away. The Lake Dora waterfront with all its opportunities for boating and wealth of water sports are literally at your doorstep! The world famous Renninger’s Markets just a short hop across the Orange Blossom Trail. This home with a NEW roof a year ago offers two very large bedrooms with a more modest third. The home also features an oversized Great Room along with a dining room adjacent to a large kitchen which offers plenty of elbow room for the most enthusiastic of cooks. The covered lanai provides a touch of the outdoors even when the Florida weather isn’t cooperating.. Lastly, an oversized shed in the very generous rear yard provides plenty of room for all those extras. With the new SR 453 SPUR to the SR 429, Wekiva Parkway, just minutes away- downtown Orlando, Disney, Universal and the International Airports are all less than an hour away. Come, let your imagination soar, and enjoy the best Central Florida, Leke County, and Mount Dora have to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,488
Sqft
0.32 ac
Lot size
1974
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,287 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,287/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.6%
$/sqft vs Mount Dora actives
$201 vs $219
Days on market
87 vs 50 typical
Where $201/sqft sits among the 287 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Mount Dora
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Downtown Mount Dora — neighborhood snapshot
Population
3,903
Median age
52
Median income
$57,710
Median home value
$256,907
Avg household
2
Households w/ children
266
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
164 of 287
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 N SIMPSON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$330,000
1760 MOUNTCLAIR COURT
3 bd · 2 ba · 1,476 sqft · $224/sqft · 53 DOM
Sold · Sep ’25$459,000
611 S GRANDVIEW STREET
2 bd · 2 ba · 1,465 sqft · $313/sqft · 0 DOM
Sold · Mar ’26$247,000
1111 LIBERTY AVENUE
3 bd · 2 ba · 1,440 sqft · $172/sqft · 173 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 N SIMPSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 N SIMPSON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1400 N SIMPSON STREET FAQs
What would the monthly payment be for 1400 N SIMPSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1400 N SIMPSON STREET?+
The most recent tax bill on record (2025) was $2,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mount Dora?+
At $299,000, this home is listed about 36% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 N SIMPSON STREET?+
Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MOUNT DORA 32757 market on paper
$299,000 is 34% below the MOUNT DORA 32757 median of $449,900, and at $201/sqft it sits under the Mount Dora average of $234.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Mt. Dora High School, Mt. Dora Middle School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP · Tom O'Brien. MLS #O6402866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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