David Ramirez
$499,9003 bd2 ba1,383 sqft$361 /sqft$3,440 /mo all-in ↓

1022 N DONNELLY STREET, MOUNT DORA, FL, 32757

Active31 days on marketListed Jul 3, 2026MLS #G5114619

Single Family ResidenceGULLERA HOMESTEAD

About this home

1022 N DONNELLY STREET

RP ZONING AND NEW ROOF! Located in the heart of Mount Dora’s Historic District, this charming 1923 cottage offers the perfect blend of vintage character and modern-day versatility. Zoned RP (Residential Professional), the property allows for residential, office, or live/work use—an exceptional opportunity in one of the city’s most desirable walkable corridors. Original features and wood floors flow throughout the home, complemented by classic built-ins and a cozy gas fireplace that add warmth and timeless historic appeal. The home features 3 bedrooms, 2 baths, and 1,383 square feet of thoughtfully arranged living space filled with natural light and authentic charm. The primary bedroom boasts a walk-in closet and an updated ensuite bathroom with a walk-in shower, while the guest bedrooms are generously sized, and the guest bathroom showcases a classic clawfoot tub. The kitchen offers abundant cabinet space and a breakfast bar, and a stand-up attic could be finished to create a loft or additional living space—the possibilities are endless! Welcoming front and back porches, historic architectural touches, a spacious 0.22-acre lot, a detached one-car garage, ample parking and a large shed complete the inviting setting, just moments from historic downtown. Whether you’re seeking a classic Mount Dora residence, a boutique office space with charm, or a flexible live/work environment, this beautiful historic cottage offers unmatched character and convenience. With RP zoning, the property’s possibilities extend beyond traditional residential use, yet it remains an ideal choice for buyers who cherish original architecture and want to live in a neighborhood known for its tree- lined streets, walkability, and small-town charm, with downtown shops, cafés, festivals, and the waterfront just steps away!! MORE PHOTOS TO COME!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,383

Sqft

0.22 ac

Lot size

1

Garage

1923

Year built

One

Levels

$361

Per sqft

Fireplace

Inside

FlooringHardwood
AppliancesGas Water Heater · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Skylight(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
FacesWest
ParkingDriveway · Garage Door Opener · Guest · Open
ExteriorFrench Doors · Irrigation System

Community & fees

Taxes (2025)$1,393/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,440 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$3,440/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$274KedgeAI estimate $288,458 · range $285K$290K$520K

vs edgeAI estimate

+73.3%

$/sqft vs Mount Dora actives

$361 vs $221

Days on market

31 vs 50 typical

Where $361/sqft sits among the 290 Mount Dora actives

77
84
71
27
14
17 · this home
$162–195$195–229$229–262$262–295$295–328$328+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown Mount Dora

Map of 1022 N DONNELLY STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando41 min
Universal Orlando45 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Downtown Mount Dora — neighborhood snapshot

Population

3,903

Median age

52

Median income

$57,710

Median home value

$256,907

Avg household

2

Households w/ children

266

For the school run

Lake County School District

HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★
ElementaryRound Lake Charter School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$450K$409K

Mount Dora median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

165 of 290

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $499,900 · 31 days on market since
1923Built · GULLERA HOMESTEAD

Reality check

What actually sold near 1022 N DONNELLY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

706 MICHIGAN STREETSold · Oct ’25

$365,000

706 MICHIGAN STREET

3 bd · 2 ba · 1,375 sqft · $265/sqft · 164 DOM

1621 MOUNTCLAIR COURTSold · Jan ’26

$299,900

1621 MOUNTCLAIR COURT

3 bd · 2 ba · 1,419 sqft · $211/sqft · 29 DOM

1111 LIBERTY AVENUESold · Mar ’26

$247,000

1111 LIBERTY AVENUE

3 bd · 2 ba · 1,440 sqft · $172/sqft · 173 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1022 N DONNELLY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1022 N DONNELLY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1022 N DONNELLY STREET FAQs

What would the monthly payment be for 1022 N DONNELLY STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,440/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1022 N DONNELLY STREET?+

The most recent tax bill on record (2025) was $1,393. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mount Dora?+

At $499,900, this home is listed about 5% above the Mount Dora median of $474,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1022 N DONNELLY STREET?+

Mt. Dora High School (high), Mt. Dora Middle School (middle), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DAVE LOWE REALTY, INC. · Michele Lowe. MLS #G5114619.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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