1407 FIGUEROA STREET, THE VILLAGES, FL, 32162
Active109 days on marketListed Apr 27, 2026MLS #O6402625
About this home
1407 FIGUEROA STREET
Picture yourself at 1407 Figueroa St, recently updated throughout with fresh interior paint and a partial flooring replacement, creating an inviting and cohesive ambiance. The kitchen is designed for efficiency, including a functional island alongside stainless steel appliances, ready for everyday use. A refreshed interior and updated kitchen create a truly move-in ready home. Outside, the covered patio provide the perfect setting for alfresco dining or simply enjoying a cup of coffee. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,687
Sqft
0.14 ac
Lot size
2
Garage
1999
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs The Villages actives
$175 vs $255
Days on market
109 vs 51 typical
Where $175/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $359K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
218 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 1407 FIGUEROA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$340,000
1914 IGLESIA STREET · same community
3 bd · 2 ba · 1,730 sqft · $197/sqft · 55 DOM
Sold · Jun ’26$290,000
1305 LA ESTRELLITA WAY · same community
3 bd · 2 ba · 1,817 sqft · $160/sqft · 60 DOM
Sold · Nov ’25$550,000
2028 PALO ALTO AVENUE · same community
2 bd · 2 ba · 1,547 sqft · $356/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1407 FIGUEROA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1407 FIGUEROA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1407 FIGUEROA STREET FAQs
What would the monthly payment be for 1407 FIGUEROA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1407 FIGUEROA STREET?+
The most recent tax bill on record (2025) was $3,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in The Villages?+
At $295,000, this home is listed about 22% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1407 FIGUEROA STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$295,000 is 16% below the THE VILLAGES 32162 median of $349,900, and at $175/sqft it sits under the The Villages average of $267.
02Time on market is leverage
109 days on market against a The Villages median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $305,000, now $295,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6402625.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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