514 TREE SHORE DRIVE, ORLANDO, FL, 32825
Active79 days on marketListed May 6, 2026MLS #O6402592
About this home
514 TREE SHORE DRIVE
Beautiful 3BR Home in Orlando. Spacious Layout & Prime Location! Move-In Ready 3/2 in Orlando with Room to Relax & Entertain. Don't Miss This Opportunity!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,398
Sqft
0.17 ac
Lot size
2
Garage
1996
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,143 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,143/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21%
$/sqft vs Orlando actives
$300 vs $238
Days on market
79 vs 34 typical
Where $300/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$24,689/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
The Union Park short-term market
▼ Softening49%
Occupancy
▼ 37% yr/yr
$119
Avg nightly rate
▲ 3% yr/yr
$14K/yr
Revenue per listing
$59
RevPAR
33 days
Booking lead time
5.9 nights
Avg stay
5
Typical min nights
92
Active rentals
▼ 27% supply
Seasonality — monthly occupancy
Peaks at 55% in Feb · bottoms at 34% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Union Park — the projection above is specific to this home’s size.
Where it sits
Inside Cypress Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Lakes is a short-term-rental community. See the full guide →
ORLANDO 32825 — neighborhood snapshot
Population
62,035
Median age
35.7
Median income
$79,942
Median home value
$327,900
Avg household
3
Households w/ children
6,864
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
156 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the ORLANDO 32825 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 514 TREE SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$325,000
5398 Belleville Road, West Palm Beach FL 33417 · same community
2 bd · 2 ba · 1,320 sqft · $246/sqft · 215 DOM
Sold · Oct ’25$315,000
5272 Crystal Anne Drive, West Palm Beach FL 33417 · same community
2 bd · 2 ba · 1,519 sqft · $207/sqft · 41 DOM
Sold · Apr ’26$410,500
4550 DUMONT STREET · same community
3 bd · 2 ba · 1,543 sqft · $266/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 514 TREE SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 514 TREE SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
514 TREE SHORE DRIVE FAQs
What would the monthly payment be for 514 TREE SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,143/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 514 TREE SHORE DRIVE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 514 TREE SHORE DRIVE?+
The most recent tax bill on record (2025) was $3,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 514 TREE SHORE DRIVE be rented short-term?+
Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 514 TREE SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $420,000, this home is listed about 8% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 514 TREE SHORE DRIVE?+
Union Park Middle (middle), Forsyth Woods Elementary (elementary), Colonial High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$420,000 runs 16% above the ORLANDO 32825 median.
02Zoned for nightly rentals
Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
79 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $440,000, now $420,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Millie Henriquez. MLS #O6402592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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