David Ramirez
Short-Term Rental Eligible
$529,5005 bd2.5 ba2,897 sqft$183 /sqft$3,863 /mo all-in ↓

5312 CYPRESS LINKS, ELKTON, FL, 32033

Active90 days on marketListed Apr 25, 2026MLS #FC318001

Priced 18% below the ELKTON 32033 medianEst. $48K/yr short-term rental revenueSingle Family ResidenceCYPRESS LAKES

About this home

5312 CYPRESS LINKS

Welcome to 5312 Cypress Links Blvd, a beautifully updated 5-bedroom, 2.5-bathroom home located in a desirable golf coursecommunity, offering scenic surroundings and a relaxed Florida lifestyle. With major upgrades already completed, this home istruly move-in ready. Stunning Views: Overlooks the 16th green of the golf course, which recently underwent a major $8 million renovation. Enjoy peace of mind with a new roof (2021) and AC systems (2019). The home features fresh interior and exterior paint in2026 for a bright modern feel, along with updated porcelain tile flooring (2024) that adds both style and durability throughoutthe main living areas. The bathrooms have been thoughtfully fully refreshed, including a renovated guest bathroom and halfbath (2025) with updated finishes and fixtures. A new water heater (2025) add to the homes efficiency and reliability. Plus awhole house 4-stage water filtration with UV and Seven stage reverse osmosis on tap at the kitchen sink. With 5 spacious bedrooms, there's plenty of room for kids, family, guests, and a home office. Enjoy the benefits of living on the golf course-perfect for morning walks, peaceful views, and an active lifestyle. Don't miss your opportunity to own a well-upgraded home in a sought after Elkton Golf community--schedule your private showing today! Community & Location Highlights Proximity:Located near I-95, St. Johns County schools, hospitals, and approximately 10-15 minutes from historic downtown St.Augustine and area beaches. Amenities: Within walking distance to the community pool and a playground. Neighborhood:Cypress Lakes is a well-established golf community where the St. Johns Golf Club serves as a central feature following its extensive renovation.

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,897

Sqft

0.21 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$183

Per sqft

Pets allowed

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame (FSC Certified)
FoundationSlab
FacesNortheast
ExteriorNone

Community & fees

HOA fee$37/mo
Taxes (2025)$3,772/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Propane · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,863 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,117
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$314
HOA fee — from the listing$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,533Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,533
Interest rate6.00%
Loan term

Estimated payment

$3,863/mo

Principal & interest$3,117
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$314
HOA / condo fee$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$47,911/yr gross

Avg nightly rate$312
Occupancy (comp set)43%
CommunityCypress Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.

The Saint Augustine short-term market

▼ Softening

48%

Occupancy

▼ 22% yr/yr

$312

Avg nightly rate

▲ 7% yr/yr

$41K/yr

Revenue per listing

$152

RevPAR

62 days

Booking lead time

4.1 nights

Avg stay

3

Typical min nights

1,725

Active rentals

▼ 18% supply

Seasonality — monthly occupancy

Peaks at 65% in Mar · bottoms at 35% in Sep

44%
57%
65%
54%
44%
40%
51%
42%
35%
41%
45%
56%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Saint Augustine — the projection above is specific to this home’s size.

Where it sits

Inside Cypress Lakes

Map of 5312 CYPRESS LINKS inside its neighborhood boundary

Cypress Lakes is a short-term-rental community. See the full guide →

ELKTON 32033 — neighborhood snapshot

Population

4,555

Median age

61.3

Median income

$83,901

Median home value

$278,700

Avg household

2.17

Households w/ children

131

For the school run

St. Johns County School District

ElementaryOtis A. Mason Elementary School★★★★
HighPedro Menendez High School★★★★★
MiddleGamble Rogers Middle School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Elkton market

Seller’s marketLeans buyer12.0 months of inventoryBuyer’s market

$375K$450K

Elkton median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Elkton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the ELKTON 32033 median. See the full Elkton market guide →

Paper trail

This home's history

Apr 25, 2026Listed at $529,500 · 90 days on market since
2006Built · CYPRESS LAKES

Reality check

What actually sold near 5312 CYPRESS LINKS

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1048 NW 110th Ln, Coral Springs FL 33071Sold · Apr ’26

$750,000

1048 NW 110th Ln, Coral Springs FL 33071 · same community

4 bd · 2 ba · 2,553 sqft · $294/sqft · 50 DOM

11020 NW 8TH COURT, Coral Springs FL 33071Sold · Jan ’26

$684,900

11020 NW 8TH COURT, Coral Springs FL 33071 · same community

4 bd · 2 ba · 2,164 sqft · $316/sqft · 65 DOM

4547 TRIMBLE LANESold · Jun ’26

$370,000

4547 TRIMBLE LANE · same community

3 bd · 2 ba · 2,002 sqft · $185/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5312 CYPRESS LINKS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5312 CYPRESS LINKS — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5312 CYPRESS LINKS FAQs

What would the monthly payment be for 5312 CYPRESS LINKS?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,863/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5312 CYPRESS LINKS?+

The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5312 CYPRESS LINKS?+

The most recent tax bill on record (2025) was $3,772. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5312 CYPRESS LINKS be rented short-term?+

Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5312 CYPRESS LINKS?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Elkton?+

At $529,500, this home is listed about 19% below the Elkton median of $652,250. The market section on this page shows how the area is trending.

Which schools are assigned to 5312 CYPRESS LINKS?+

Otis A. Mason Elementary School (elementary), Pedro Menendez High School (high), Gamble Rogers Middle School (middle), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ELKTON 32033 market on paper

$529,500 is 18% below the ELKTON 32033 median of $649,250, and at $183/sqft it sits under the Elkton average of $428.

02Zoned for nightly rentals

Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

90 days on market against a Elkton median of 6 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Otis A. Mason Elementary School, Pedro Menendez High School, Gamble Rogers Middle School, Mky- Head Start /Dpp Pk School, First Coast Technical College — Otis A. Mason Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXCHANGE, LLC · Julie Sabine. MLS #FC318001.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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