David Ramirez
$1,795,000$1,995,0004 bd4 ba2,665 sqft$674 /sqft$10,718 /mo all-in ↓

3802 MARIGOLD BELLE CIRCLE, CLERMONT, FL, 34711

Active89 days on marketListed Apr 26, 2026MLS #O6402454

Reduced $200KNew constructionWaterfrontPrivate poolSingle Family ResidenceWATERBROOKE

About this home

3802 MARIGOLD BELLE CIRCLE

Pre-Construction. To be built. Presented by Synergy Custom Builders, one of Orlando’s emerging and award-winning premier luxury home builders, this is a rare opportunity to create a custom lakefront estate on the shores of Johns Lake. Buyers will collaborate closely with Synergy’s talented design and construction team to personalize every detail—from architectural layout to curated finishes—ensuring a home that reflects both vision and lifestyle. Each residence is thoughtfully crafted to strike a seamless balance between elegance and comfort, with interiors designed not only to impress but to serve as a true sanctuary for everyday living. From premium materials to intelligently optimized spaces, every element is tailored for both beauty and function. Situated on an exceptional, cleared homesite with breathtaking lake views, much of the preliminary groundwork has already been completed—offering added value and a streamlined path to construction. Pricing will vary based on final home size, finishes, and selected amenities. Located within the desirable Waterbrooke community, residents enjoy access to resort-style amenities including a pool, fitness center, playgrounds, and scenic walking trails. Ideally positioned in the rapidly growing city of Clermont, the property offers convenient access to major highways, shopping, and top-rated schools. Discover the possibilities of bringing your dream lakefront home to life—schedule your private consultation today.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,665

Sqft

0.64 ac

Lot size

3

Garage

2027

Year built

Two

Levels

$674

Per sqft

Private poolWaterfrontTrees/Woods & Water viewPets allowed

Inside

FlooringOther · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Refrigerator
InteriorKitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesWest
ExteriorBalcony · French Doors

Community & fees

HOA fee$130/mo
Taxes (2025)$833/yr
PetsBreed Restrictions, Yes
CommunityDeed Restrictions · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,718 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property tax — 2025 actual bill$69
HOA fee — from the listing$130
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $179,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $179,500
Interest rate6.00%
Loan term

Estimated payment

$10,718/mo

Principal & interest$9,686
PMI (est., until 20% equity)$673
Property taxes (actual bill)$69
HOA / condo fee$130
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clermont actives

$674 vs $222

Days on market

89 vs 33 typical

Where $674/sqft sits among the 400 Clermont actives

293
71
17
12
7
0 · this home
$171–255$255–339$339–422$422–506$506–590$590+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 3802 MARIGOLD BELLE CIRCLE

Drive times from this address

Downtown Orlando31 min
Universal Orlando34 min
Walt Disney World37 min
Orlando Int’l Airport (MCO)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 286% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,795,000 $200K
Apr 26, 2026Listed at $1,995,000 · 89 days on market since
2027Built · WATERBROOKE

Reality check

What actually sold near 3802 MARIGOLD BELLE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3336 JACKSON BLUFF WAYSold · Dec ’25

$579,997

3336 JACKSON BLUFF WAY · same community

4 bd · 3 ba · 2,385 sqft · $243/sqft · 125 DOM

2585 ROYAL JASMINE COURTSold · Dec ’25

$419,000

2585 ROYAL JASMINE COURT · same community

3 bd · 3 ba · 1,890 sqft · $222/sqft · 102 DOM

2587 CHICKASAW PLUM LOOPSold · May ’26

$340,000

2587 CHICKASAW PLUM LOOP · same community

3 bd · 2.5 ba · 1,463 sqft · $232/sqft · 217 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3802 MARIGOLD BELLE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3802 MARIGOLD BELLE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3802 MARIGOLD BELLE CIRCLE FAQs

What would the monthly payment be for 3802 MARIGOLD BELLE CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,718/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3802 MARIGOLD BELLE CIRCLE?+

The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3802 MARIGOLD BELLE CIRCLE?+

The most recent tax bill on record (2025) was $833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3802 MARIGOLD BELLE CIRCLE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $1,795,000, this home is listed about 285% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3802 MARIGOLD BELLE CIRCLE?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,795,000 runs 286% above the CLERMONT 34711 median — but at 2,665 sqft it's also 29% larger than the typical Clermont listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

89 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,995,000, now $1,795,000 — a $200K cut. The full history is in the market section below.

Listing courtesy of STOCKWORTH REALTY GROUP LLC · Erin Wanner. MLS #O6402454.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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