
3520 BANANA SHRUB BOULEVARD, CLERMONT, FL, 34711
Active88 days on marketListed May 8, 2026MLS #O6403815
About this home
3520 BANANA SHRUB BOULEVARD
SELLERS OFFERING $5,000 towards your CLOSING COSTS! Ask about a lender-provided RATE BUY-DOWN CREDIT on this home //// Welcome to this beautifully maintained 5-bedroom, 3.5-bath home in the sought-after GATED COMMUNITY of Waterbrooke in Clermont, where modern elegance, generous living spaces, and RESORT-STYLE AMENITIES come together perfectly. Built in 2024 and offering over 3,200 SQUARE FEET, this stunning residence still FEELS BRAND NEW and is thoughtfully designed for both everyday comfort and effortless entertaining. From the moment you arrive, the home impresses with its paver driveway, COURTYARD-STYLE 3-CAR GARAGE, and attractive curb appeal. Inside, you’ll find a bright OPEN-CONCEPT LAYOUT enhanced by tile flooring throughout the main living areas and PLANTATION SHUTTERS in the Living Room, Kitchen, and Bedrooms, adding timeless sophistication. The heart of the home is the CHEF'S KITCHEN, beautifully appointed with dove gray cabinetry, under-cabinet lighting, QUARTZ COUNTERTOPS, a designer tile backsplash, built-in double ovens, a cooktop, and an oversized island with breakfast bar seating. High-end touches continue with stainless steel appliances including a SAMSUNG SMART REFRIGERATOR and INNOVATIVE 3-DRAWER DISHWASHER. The Kitchen flows seamlessly into the spacious Living and Dining areas, where REMOTE-CONTROLLED BLINDS frame the sliding glass doors and lead to the covered patio and backyard beyond. The Primary Suite is conveniently located on the main floor, creating a PEACEFUL RETREAT complete with large windows for NATURAL LIGHT, a spacious walk-in closet, and a beautifully designed EN SUITE BATH with dual sinks, a step-in shower, and private water closet. The first floor also offers incredible flexibility with 2 BONUS ROOMS, ideal for a formal Dining Room, playroom, home gym, media room, or additional workspace. A half bath and Laundry Room—with a SAMSUNG SMART WASHER AND DRYER plus additional storage shelving—complete the main level. Upstairs, you’ll find FOUR GENEROUSLY SIZED BEDROOMS, two of them connected by a convenient JACK-AND-JILL BATHROOM, along with a roomy loft area featuring REMOTE-CONTROLLED AUTOMATIC BLINDS, creating the perfect space for a media room, game room, or second living area. Step outside and enjoy relaxing evenings on the covered paver patio overlooking the SPACIOUS, FULLY FENCED BACKYARD, enclosed with a NEW VINYL FENCE for added privacy and plenty of room for entertaining, pets, or outdoor fun. Residents of Waterbrooke enjoy a LOW HOA with exceptional RESORT-STYLE AMENITIES, including a sparkling community pool, fitness center, playground, park, and dog park, all within a beautifully maintained neighborhood. Located in the rapidly growing Clermont area, this home offers EASY ACCESS to shopping, dining, and entertainment, as well as NEARBY ATTRACTIONS like Downtown Clermont, the scenic Lake Louisa State Park, and the popular West Orange Trail. CONVENIENT ACCESS to major roadways also places WALT DISNEY WORLD RESORT, Orlando, and surrounding Central Florida destinations within easy reach. With its luxury finishes, VERSATILE FLOOR PLAN, and outstanding community amenities, this Waterbrooke home offers an exceptional opportunity to enjoy elevated Florida living in a NEARLY NEW HOME designed for today’s lifestyle. Act quickly—this GEM won't last long!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,295
Sqft
0.15 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,691 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,691/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Clermont actives
$193 vs $223
Days on market
88 vs 42 typical
Where $193/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $468K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
203 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3520 BANANA SHRUB BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$579,997
3336 JACKSON BLUFF WAY · same community
4 bd · 3 ba · 2,385 sqft · $243/sqft · 125 DOM
Sold · Dec ’25$419,000
2585 ROYAL JASMINE COURT · same community
3 bd · 3 ba · 1,890 sqft · $222/sqft · 102 DOM
Sold · May ’26$340,000
2587 CHICKASAW PLUM LOOP · same community
3 bd · 2.5 ba · 1,463 sqft · $232/sqft · 217 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3520 BANANA SHRUB BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3520 BANANA SHRUB BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3520 BANANA SHRUB BOULEVARD FAQs
What would the monthly payment be for 3520 BANANA SHRUB BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,691/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3520 BANANA SHRUB BOULEVARD?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3520 BANANA SHRUB BOULEVARD?+
The most recent tax bill on record (2025) was $8,842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3520 BANANA SHRUB BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $635,000, this home is listed about 35% above the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3520 BANANA SHRUB BOULEVARD?+
East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$635,000 runs 39% above the CLERMONT 34711 median — but at 3,295 sqft it's also 60% larger than the typical Clermont listing.
02Time on market is leverage
88 days on market against a Clermont median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $650,000, now $635,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6403815.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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