David Ramirez
$3,250,000$3,490,0004 bd4.5 ba3,963 sqft$820 /sqft$24,314 /mo all-in ↓

10348 KENSINGTON SHORE DRIVE, ORLANDO, FL, 32827

Active104 days on marketListed Apr 27, 2026MLS #O6402412

Reduced $240KWaterfrontPrivate poolSingle Family ResidenceLAKE NONA ESTATES

About this home

10348 KENSINGTON SHORE DRIVE

Nestled within the exclusive gated enclave of Lake Nona Golf & Country Club, 10348 Kensington Shore Drive presents a rare 2022-built modern masterpiece that redefines sophisticated living. As you enter, your eye is immediately drawn to the exquisite marble flooring that flows throughout the 3,964 square feet, complemented by custom warm lighting that bathes every room in an elegant glow. The gourmet kitchen serves as the heart of the home, boasting an oversized waterfall island, premium stone countertops, and extensive custom cabinetry — an entertainer’s dream perfectly suited for intimate family dinners or grand gatherings. This seamless open-concept design flows into sophisticated living spaces, where a sleek electric fireplace creates an intimate ambiance. Expansive sliding glass doors invite abundant natural light and effortlessly connect the indoors to the breathtaking outdoor sanctuary. Each of the four generously proportioned bedrooms features its own luxurious en-suite bath. The main-level primary suite is an exceptional private retreat, complete with a spa-like bathroom, oversized walk-in closet, and private laundry. An upstairs loft provides versatile space for a refined home office, media room, or additional gathering area. Discerning details abound, including a sophisticated smart home system, dual upgraded refrigerators, dual dishwashers, dual washers and dryers, and designer ceiling fans throughout. The private quarter-acre lot offers unparalleled tranquility, overlooking two serene ponds with no rear neighbors. This resort-style backyard oasis features a heated pool and spa, a fully equipped screened outdoor kitchen, two custom fire pits, an elegant outdoor fireplace, and meticulously landscaped gardens — creating the ultimate setting for both intimate evenings and unforgettable entertaining. Situated in the community’s most desirable walkable location, residents enjoy effortless access to the championship golf course, resort-style pool, world-class fitness center, tennis and pickleball courts, and the exclusive clubhouse with fine dining. This premier gated community provides 24/7 manned security, round-the-clock concierge services, and a secure, family-oriented lifestyle where children can safely explore by foot or golf cart. This is Lake Nona living at its absolute finest! Ready to experience this exceptional home? Let’s schedule your private tour today.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,963

Sqft

0.26 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$820

Per sqft

Private poolWaterfrontFireplaceNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Marble
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesSouthwest
ParkingGarage Door Opener · Garage Faces Side · Golf Cart Garage · Open
ExteriorFire Pit · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Private Entrance · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$723/mo
Taxes (2025)$56,100/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Lake · Clubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$24,314 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,537
PMI (est., until 20% equity)$1,219
Property tax — 2025 actual bill$4,675
HOA fee — from the listing$723
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $325,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $325,000
Interest rate6.00%
Loan term

Estimated payment

$24,314/mo

Principal & interest$17,537
PMI (est., until 20% equity)$1,219
Property taxes (actual bill)$4,675
HOA / condo fee$723
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.3M
$2.3MedgeAI estimate $2,393,928 · range $2.3M$2.5M$3.4M

vs edgeAI estimate

+35.8%

$/sqft vs LAKE NONA ESTATES

$820 vs $999

Days on market

104 vs 42 typical

Where $820/sqft sits among the 11 homes for sale in LAKE NONA ESTATES

2
1
1 · this home
2
1
4
$605–705$705–805$805–905$905–1005$1005–1105$1105+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 10348 KENSINGTON SHORE DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)18 min
Downtown Orlando27 min
Universal Orlando32 min
Walt Disney World35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32827 — neighborhood snapshot

Population

19,601

Median age

38.3

Median income

$112,026

Median home value

$615,700

Avg household

2.98

Households w/ children

2,611

For the school run

Orange County School District

ElementaryLaureate Park Elementary★★★★★
MiddleLake Nona Middle★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 11

LAKE NONA ESTATES have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 451% above the ORLANDO 32827 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,250,000 $240K
Apr 27, 2026Listed at $3,490,000 · 104 days on market since
2022Built · LAKE NONA ESTATES

Reality check

What actually sold near 10348 KENSINGTON SHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8557 LAKE NONA SHORE DRIVESold · Feb ’26

$2,800,000

8557 LAKE NONA SHORE DRIVE · same community

4 bd · 5 ba · 3,849 sqft · $727/sqft · 109 DOM

10339 KENSINGTON SHORE DRIVE UNIT J-202Sold · Apr ’26

$2,470,000

10339 KENSINGTON SHORE DRIVE UNIT J-202 · same community

4 bd · 4.5 ba · 3,778 sqft · $654/sqft · 118 DOM

9743 COVENT GARDEN DRIVESold · Dec ’25

$2,400,000

9743 COVENT GARDEN DRIVE · same community

4 bd · 4.5 ba · 3,739 sqft · $642/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10348 KENSINGTON SHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10348 KENSINGTON SHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10348 KENSINGTON SHORE DRIVE FAQs

What would the monthly payment be for 10348 KENSINGTON SHORE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,314/mo — principal and interest, the actual property-tax bill, the $723/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10348 KENSINGTON SHORE DRIVE?+

The association fee works out to $723 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10348 KENSINGTON SHORE DRIVE?+

The most recent tax bill on record (2025) was $56,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10348 KENSINGTON SHORE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $3,250,000, this home is listed about 723% above the Orlando median of $394,900. The market section on this page shows how the area is trending.

Which schools are assigned to 10348 KENSINGTON SHORE DRIVE?+

Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,250,000 runs 451% above the ORLANDO 32827 median — but at 3,963 sqft it's also nearly 2 times the size of the typical Orlando listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $723/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

104 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Mark Sayad. MLS #O6402412.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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