David Ramirez
$234,900$255,0003 bd2 ba1,475 sqft$159 /sqft$2,188 /mo all-in ↓

102 ASH STREET, EDGEWATER, FL, 32141

Active88 days on marketListed Apr 24, 2026MLS #O6401336

Priced 26% below the EDGEWATER 32141 medianReduced $20KManufactured HomeRIVER PARK MOBILE HOME COLONY SEC 01

About this home

102 ASH STREET

SELLER IS MOVATED TO SELL-MAJOR PRICE IMPROVEMENT!! You need to come see this beauty! RETIREES, SNOWBIRDS, INVESTORS, and WATER LOVERS—THIS IS THE FLORIDA LIFESTLYE YOU HAVE BEEN WAITING FOR!!! Located in a SOUGHT-AFTER WATERFRONT community, this 2020-BUILT HOME sits on owned land (NO LOT RENT) and offers easy access to fishing, boating, kayaking, and paddleboarding. Watch DOLPHINS AND MANATEES from the community pier or launch your next adventure from the private boat ramp. This 3-bedroom, 2-bath home is MOVE-IN READY with numerous recent upgrades, including: New METAL ROOF (2024) Additional CONCRETE PARKING PAD (2024) SMART THERMOSTAT (2025) NEW LAMINATE FLOORING in two bedrooms (2026). The open-concept floor plan features a spacious kitchen with abundant counter space, pantry, eat-in dining area, and breakfast bar overlooking the bright family room. As an added bonus, the sectional sofa, entertainment center, and wall-mounted TV convey with the home! The primary suite accommodates a king-size bedroom set and includes a walk-in closet and private bath with a relaxing garden tub, separate walk-in shower with rain showerhead, and plenty of natural light. The split-bedroom design provides privacy for family or guests. A Sliding glass door leads to a fully fenced side yard, perfect for pets. The Community amenities include a Fishing pier Boat ramp, swimming pool, clubhouse with kitchen, shuffleboard and bocce courts, and boat slips are available for an additional fee. Conveniently located less than 10 minutes from shopping, restaurants, Publix, and DG Market, and only 15 MINUTES FROM NEW SMYRNA BEACH. Don't miss this opportunity to own an affordable Florida home where every day feels like a vacation!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,475

Sqft

0.12 ac

Lot size

2020

Year built

One

Levels

$159

Per sqft

PartiallyPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationBlock · Crawlspace
FacesNorth
ExteriorPrivate Mailbox

Community & fees

HOA fee$265/mo
Taxes (2025)$3,310/yr
PetsYes
CommunityBoat Slip · Community Boat Ramp · Dock · Fishing · River · Water Access · Clubhouse · Golf Carts OK · Handicap Modified · Irrigation-Reclaimed Water · Park · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,188 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$276
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,222Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,222
Interest rate6.00%
Loan term

Estimated payment

$2,188/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$276
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Edgewater actives

$159 vs $202

Days on market

88 vs 39 typical

Where $159/sqft sits among the 151 Edgewater actives

52 · this home
52
22
8
5
12
$149–190$190–231$231–271$271–312$312–352$352+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Map of 102 ASH STREET

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32141 — neighborhood snapshot

Population

18,442

Median age

54.2

Median income

$61,110

Median home value

$244,000

Avg household

2.21

Households w/ children

1,591

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

78 of 151

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the EDGEWATER 32141 median. See the full Edgewater market guide →

Paper trail

This home's history

CurrentPrice reduced to $234,900 $20K
Apr 24, 2026Listed at $255,000 · 88 days on market since
2020Built · RIVER PARK MOBILE HOME COLONY SEC 01

Reality check

What actually sold near 102 ASH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

135 OAK STREETSold · May ’26

$125,000

135 OAK STREET · same community

3 bd · 2 ba · 1,368 sqft · $91/sqft · 191 DOM

4337 INDIAN RIVER DRIVE WSold · Jan ’26

$159,500

4337 INDIAN RIVER DRIVE W · same community

2 bd · 2 ba · 1,299 sqft · $123/sqft · 20 DOM

4328 CEDAR WAYSold · Oct ’25

$99,000

4328 CEDAR WAY · same community

2 bd · 2 ba · 1,127 sqft · $88/sqft · 233 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 102 ASH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 102 ASH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

102 ASH STREET FAQs

What would the monthly payment be for 102 ASH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,188/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 102 ASH STREET?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 102 ASH STREET?+

The most recent tax bill on record (2025) was $3,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 102 ASH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Edgewater?+

At $234,900, this home is listed about 29% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 102 ASH STREET?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the EDGEWATER 32141 market on paper

$234,900 is 26% below the EDGEWATER 32141 median of $317,500, and at $159/sqft it sits under the Edgewater average of $235.

02Time on market is leverage

88 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $255,000, now $234,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Jeff Witter. MLS #O6401336.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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