124 CEDAR STREET, EDGEWATER, FL, 32141
Active173 days on marketListed Jan 28, 2026MLS #O6377917
About this home
124 CEDAR STREET
Discover this absolutely charming, move-in ready 2-bedroom, 2-bath mobile home tucked away in the highly sought-after riverfront community of Terra Mar Village. This 2-bedroom, 2-bathroom property offers a comfortable and functional layout with spacious living and dining areas. The highlight of the home is the large enclosed sun-in room—perfect for relaxing, entertaining, or enjoying Florida’s beautiful weather bug-free year-round. The kitchen features ample cabinet space and flows seamlessly into the main living areas. Both bedrooms are generously sized, and the primary suite includes an en-suite bath for added privacy. Outside, enjoy a nicely oversized yard with plenty of room for gardening or outdoor activities. Located in the tranquil community of Terra Mar Village, this neighborhood features two 40,000-gallon saline swimming pools, one of which is heated year-round, and a private 300-foot fishing pier along the scenic Florida Intracoastal Waterway. Outdoor enthusiasts will appreciate the shuffleboard, bocce ball, and horseshoe courts, while the large brick clubhouse is perfect for social gatherings and community events held throughout the year. Boating enthusiasts will love the newly constructed secure marina with covered boat lifts and slips, offering easy access to the Intracoastal Waterway (slip leases are currently available). A convenient community boat launch makes it easy to start your water adventures. Additionally, affordable on-site RV and trailer storage is available for a minimal monthly fee. Terra Mar Village provides a perfect balance of recreation, relaxation, and community, making it ideal for families or anyone seeking a peaceful yet active lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.26 ac
Lot size
1974
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,946 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,946/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Edgewater actives
$165 vs $204
Days on market
173 vs 39 typical
Where $165/sqft sits among the 152 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32141 — neighborhood snapshot
Population
18,442
Median age
54.2
Median income
$61,110
Median home value
$244,000
Avg household
2.21
Households w/ children
1,591
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
77 of 152
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 CEDAR STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$99,000
4328 CEDAR WAY · same community
2 bd · 2 ba · 1,127 sqft · $88/sqft · 233 DOM
Sold · Sep ’25$179,500
123 INDIAN RIVER DRIVE N · same community
2 bd · 2 ba · 1,068 sqft · $168/sqft · 89 DOM
Sold · Jun ’26$168,000
4343 INDIAN RIVER DRIVE W · same community
2 bd · 2 ba · 1,012 sqft · $166/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 124 CEDAR STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 CEDAR STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
124 CEDAR STREET FAQs
What would the monthly payment be for 124 CEDAR STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,946/mo — principal and interest, the actual property-tax bill, the $495/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 124 CEDAR STREET?+
The association fee works out to $495 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 124 CEDAR STREET?+
The most recent tax bill on record (2025) was $1,072. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 CEDAR STREET?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $189,900, this home is listed about 42% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 124 CEDAR STREET?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the EDGEWATER 32141 market on paper
$189,900 is 40% below the EDGEWATER 32141 median of $317,500, and at $165/sqft it sits under the Edgewater average of $235.
02Time on market is leverage
173 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $224,900, now $189,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HIGH COUNTRY REALTY LLC · Kelly McGregor. MLS #O6377917.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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