1140 GALLANT FOX WAY, CHULUOTA, FL, 32766
Active105 days on marketListed Apr 23, 2026MLS #O6401309
About this home
1140 GALLANT FOX WAY
Welcome to Pickett Downs, where privacy, space, and Florida living come together on a premier acreage homesite with deeded access to beautiful Lake Pickett. This expansive property features a screened pool and spa overlooking a private pond, creating the perfect setting to relax and enjoy the outdoors. The main residence offers 5 bedrooms and 3 bathrooms, including a spacious upstairs primary suite, a media room, and generous living spaces designed for both entertaining and everyday comfort. A separate approx. 1,300 SF in-law suite provides exceptional flexibility with 2 bedrooms, a full kitchen, living room, bathroom, private garage entrance, and interior access to the main home. Perfect for multigenerational living, guest accommodations, or the potential for additional income as a rental unit or Airbnb opportunity. Property updates include AC systems, new roof, LVP flooring, exterior and interior paint, front gate, horse pasture, horse trails, gazebo, a dock/beach area, plus so much more. Located near A-rated schools with convenient access to Central Florida highways (408, 417, 528 and I-4), UCF, Florida’s East Coast beaches and all of Orlando’s major attractions including Disney, Universal Studio and Kenny Space Center. Residents also enjoy a deeded access to Lake Pickett, a private spring-fed ski and fishing lake with a community boat ramp, dock, beach, and picnic area. A-1 agricultural zoning allows for horses, making this property ideal for those seeking room to roam and enjoy a true country lifestyle while still being close to everything Central Florida has to offer. This rare combination of land, privacy, and location is hard to find!
Facts & features
The home at a glance
7
Bedrooms
4
Bathrooms
5,173
Sqft
3.98 ac
Lot size
5
Garage
1997
Year built
Two
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,872 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,872/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Chuluota actives
$266 vs $305
Days on market
105 vs 54 typical
Where $266/sqft sits among the 17 Chuluota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $735K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
11 of 17
Chuluota actives have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1140 GALLANT FOX WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$990,000
1238 WHIRLAWAY LANE · same community
5 bd · 3.5 ba · 3,903 sqft · $254/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1140 GALLANT FOX WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1140 GALLANT FOX WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1140 GALLANT FOX WAY FAQs
What would the monthly payment be for 1140 GALLANT FOX WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,872/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1140 GALLANT FOX WAY?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1140 GALLANT FOX WAY?+
The most recent tax bill on record (2024) was $8,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1140 GALLANT FOX WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Chuluota?+
At $1,375,000, this home is listed about 40% above the Chuluota median of $985,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1140 GALLANT FOX WAY?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,375,000 runs 107% above the CHULUOTA 32766 median — but at 5,173 sqft it's also 67% larger than the typical Chuluota listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,475,000, now $1,375,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Rick Bosley. MLS #O6401309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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