2260 PANORAMA DRIVE, CHULUOTA, FL, 32766
Active117 days on marketListed Apr 9, 2026MLS #G5110772
About this home
2260 PANORAMA DRIVE
Discover a truly unique opportunity to own 20 private acres off Lake Mills Rd, surrounded by high-end estate homes. This exceptional property offers the perfect blend of space, privacy, and versatility—with no HOA restrictions. The existing home features 4 bedrooms and 2.5 bathrooms, highlighted by an open floor plan with a sunken living room, formal dining area, separate dinette, and a spacious kitchen with an island. The family room showcases decorative wood beams, adding warmth and character, while the large screened, covered patio provides the perfect place to relax and enjoy the peaceful surroundings. The primary suite includes a walk-in closet, dual sinks, and a walk-in shower for added comfort. Outside, the property is fully equipped for country living and recreation, featuring: Pole barn Multiple storage buildings Additional barn Mature trees and lush greenery A natural creek running through the land and lots of trails for ATV's or 4 wheelers With abundant wildlife and wide-open space, this property is ideal for those seeking privacy, outdoor adventure, or a place to create their dream estate. Bring your horses, RVs, boats, ATVs, and more—there’s room for it all.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,484
Sqft
19.55 ac
Lot size
1981
Year built
One
Levels
$543
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,327 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,327/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Chuluota actives
$543 vs $305
Days on market
117 vs 59 typical
Where $543/sqft sits among the 16 Chuluota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chuluota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Chuluota. See the full Chuluota guide →
CHULUOTA 32766 — neighborhood snapshot
Population
15,966
Median age
42.2
Median income
$146,215
Median home value
$529,600
Avg household
3.18
Households w/ children
2,393
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Chuluota market
$584K → $735K
Chuluota median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
10 of 16
Chuluota actives have cut their price
Median sold price, Chuluota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the CHULUOTA 32766 median. See the full Chuluota market guide →
Paper trail
This home's history
Reality check
What actually sold near 2260 PANORAMA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$600,000
2798 PICKETT DOWNS DR
4 bd · 2.5 ba · 2,562 sqft · $234/sqft · 16 DOM
Sold · Feb ’26$760,000
2658 HIBBARD TRAIL
4 bd · 2 ba · 2,380 sqft · $319/sqft · 32 DOM
Sold · Jun ’26$1,140,000
2537 BUCK KNIFE COURT
4 bd · 2.5 ba · 2,345 sqft · $486/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2260 PANORAMA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2260 PANORAMA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2260 PANORAMA DRIVE FAQs
What would the monthly payment be for 2260 PANORAMA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2260 PANORAMA DRIVE?+
The most recent tax bill on record (2024) was $4,608. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Chuluota?+
At $1,348,700, this home is listed about 47% above the Chuluota median of $917,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2260 PANORAMA DRIVE?+
Walker Elementary School (elementary), Chiles Middle School (middle), Hagerty High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,348,700 runs 104% above the CHULUOTA 32766 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Walker Elementary School, Chiles Middle School, Hagerty High School — Walker Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,398,700, now $1,348,700 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TITANIUM GROUP · Stephen Misciagno. MLS #G5110772.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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