686 LOLA LANE, OVIEDO, FL, 32765
Active92 days on marketListed Apr 24, 2026MLS #O6400295
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About this home
686 LOLA LANE
Welcome to the Providence, a beautifully designed Zero Energy Ready townhome by Beazer Homes located in the highly sought-after Aulin Square community in Oviedo, offering 3 bedrooms, 2.5 bathrooms, and 1,711 sq. ft. of thoughtfully planned living space. The open-concept main floor features a bright and inviting living area, along with a gourmet kitchen complete with granite countertops, 42" upper cabinets with crown molding, stainless steel appliances, and a spacious dining area ideal for both everyday living and entertaining. Upstairs, the private primary suite provides a relaxing retreat with dual sinks and a large walk-in shower, while the additional bedrooms offer flexible space for family, guests, or a home office. Enjoy outdoor living in your private rear courtyard, perfect for relaxing or hosting, along with the added charm of a covered front porch and the convenience of a detached 2-car garage. Built tighter, built smarter, this home features enhanced insulation packages and advanced air sealing techniques that create a high-performance building envelope for more consistent indoor temperatures, quieter interiors, and improved energy efficiency. Energy efficiency isn’t just about the environment; it’s about your financial future, and this home is designed to help lower your total cost of homeownership through reduced utility bills and durable, quality construction. Ideally located just minutes from major roadways like 417, as well as shopping, dining, and the University of Central Florida, this home offers the perfect blend of convenience and community. Beazer Homes is proud to be America’s #1 Energy-Efficient homebuilder. Our FY25 average gross HERS score of 32 (38 excluding solar) was the lowest of the publicly reported scores among the top 30 U.S. homebuilders by volume identified by Builder Magazine’s Top 100 List (based on 2025 total closings). Take advantage of our special buyer incentives, which may include closing costs, design studio upgrades, FLEX dollars, and more. Contact us today to learn how you can benefit from these exclusive offers.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,711
Sqft
0.06 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,556 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,556/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.7%
$/sqft vs Oviedo actives
$282 vs $251
Days on market
92 vs 25 typical
Where $282/sqft sits among the 204 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
112 of 204
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 686 LOLA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$460,000
163 AULIN AVENUE · same community
3 bd · 2.5 ba · 1,711 sqft · $269/sqft · 101 DOM
Sold · Jan ’26$448,250
659 CLARK ST · same community
3 bd · 2.5 ba · 1,711 sqft · $262/sqft · 75 DOM
Sold · Jun ’26$443,280
675 CLARK STREET · same community
3 bd · 2.5 ba · 1,711 sqft · $259/sqft · 216 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 686 LOLA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 686 LOLA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
686 LOLA LANE FAQs
What would the monthly payment be for 686 LOLA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,556/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 686 LOLA LANE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 686 LOLA LANE?+
The most recent tax bill on record (2025) was $1,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 686 LOLA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $481,990, this home is listed about 8% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 686 LOLA LANE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Larissa Suggs. MLS #O6400295.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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