655 CLARK STREET, OVIEDO, FL, 32765
Active116 days on marketListed Apr 9, 2026MLS #O6396845
About this home
655 CLARK STREET
Rare 4BR Townhome in Aulin Square! Better Than New! Upgrades Included ! Move-In Read! Welcome to this better-than-new 4-bedroom, 3-bathroom townhome located in the highly desirable Aulin Square community in Oviedo. This rare Richmond Interior floorplan with 4-bedroom option is not readily available in builder inventory — offering a unique opportunity to own a more flexible layout without the wait. Unlike new construction, this home is fully upgraded and move-in ready, saving you time, money, and hassle. Enjoy a thoughtfully designed open-concept layout featuring luxury vinyl plank flooring throughout all bedrooms, stairs, and upstairs living areas (no carpet), along with ceramic tile in main living spaces. The kitchen and bathrooms are finished with granite countertops, complemented by modern touches and a clean, cohesive design. Step outside to your private courtyard patio, now transformed into a cozy outdoor living space with café-style lighting — perfect for relaxing evenings or entertaining guests. The epoxy-coated 2-car garage adds both durability and a polished, showroom-quality finish rarely found in comparable homes. Property Highlights - Luxury vinyl plank and ceramic flooring throughout (no carpet anywhere) - Designer zebra window shades installed throughout • Professionally finished epoxy-coated 2-car garage with power circuit for electric vehicle charging • Private courtyard patio with ambient lighting • Open-concept layout with modern finishes • Move-in ready - Location & Lifestyle Benefits Located in a quiet, low-traffic section of the community, this home offers both privacy and convenience. • Zoned for A-rated schools, including Oviedo High School• Quick and easy access to State Road 417 for commuting • Minutes from shopping, dining, and everyday essentials • Close proximity to University of Central Florida, Siemens, Lockheed Martin, Seminole State College, UCF Research Park and more! • Nearby parks, walking trails, and a dog-friendly environment • Family-friendly neighborhood with a welcoming community feel This location is truly a hidden gem — tucked away yet close to everything. Why This Home Stands Out Unlike builder homes: No waiting months for completion No additional upgrade costs, Window treatments, flooring, and finishes already complete Unique 4-bedroom layout not readily available. This is a rare opportunity to own a move-in-ready, upgraded 4-bedroom townhome in one of Oviedo’s most desirable new communities — offering better value, more flexibility, and immediate availability compared to new construction options. Schedule your private showing today before this home is SOLD!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,857
Sqft
0.06 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,670 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,670/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Oviedo actives
$269 vs $250
Days on market
116 vs 25 typical
Where $269/sqft sits among the 207 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
106 of 207
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 655 CLARK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$449,490
159 AULIN AVENUE · same community
3 bd · 2.5 ba · 1,836 sqft · $245/sqft · 368 DOM
Sold · Sep ’25$478,000
155 AULIN AVENUE · same community
4 bd · 3 ba · 1,836 sqft · $260/sqft · 325 DOM
Sold · Jun ’26$470,000
663 CLARK STREET · same community
3 bd · 2.5 ba · 1,836 sqft · $256/sqft · 236 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 655 CLARK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 655 CLARK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
655 CLARK STREET FAQs
What would the monthly payment be for 655 CLARK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,670/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 655 CLARK STREET?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 655 CLARK STREET?+
The most recent tax bill on record (2025) was $1,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 655 CLARK STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $499,900, this home is listed about 5% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 655 CLARK STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
116 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $509,900, now $499,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VOSS REALTY INC · Lindsay Kaye Voss. MLS #O6396845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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