David Ramirez
$975,000$1,000,0004 bd4 ba3,382 sqft$288 /sqft$6,562 /mo all-in ↓

1620 BOWMAN STREET, CLERMONT, FL, 34711

Active98 days on marketListed Apr 17, 2026MLS #O6400144

Reduced $25KPrivate poolSingle Family ResidenceCLERMONT CLERMONT HEIGHTS

About this home

1620 BOWMAN STREET

Welcome to this gorgeous pool home with NO HOA!! This 4 bedroom, 4 bathroom pool home offers 3,382 square feet of beautifully designed living space just moments from Lake Minnehaha and the charm of downtown Clermont. From the circular driveway and manicured front lawn to the covered front patio, every detail creates a warm and impressive welcome. Step inside to an open, light-filled layout where high ceilings, recessed lighting, and crown molding elevate every space. A private home office sits just off the entry, ideal for working from home, while two bedrooms with a convenient Jack-and-Jill bath are thoughtfully positioned on the opposite side. At the heart of the home, the expansive living, dining, and kitchen areas come together seamlessly, creating the perfect setting for entertaining or everyday living. The kitchen is truly a showpiece, featuring quartz countertops, a large island with waterfall edge, crown-molded cabinetry, premium LG stainless steel appliances, and generous prep space for gatherings of any size. Overlooking the living and dining areas, this layout ensures you never miss a moment with your loved ones. The living and dining areas are equally inviting, filled with natural light and accented by a stylish built-in mantle. The primary suite is a retreat all its own, complete with tray ceilings, a spacious walk-in closet with custom storage, and a luxurious en suite bath. The primary bathroom features a dual sink vanity, soaking tub, and walk-in shower with dual rain shower heads. This bathroom will feel like your own personal spa, making it the perfect place to unwind at the end of the day. Step outside and discover the true highlight of the home! The covered patio and screened lanai open to a resort-style saltwater pool and spa, complete with gas heating and space to comfortably accommodate guests. A fully equipped summer kitchen makes outdoor dining effortless, while a dedicated bathroom connects directly to the lanai and adds convenience when going for a swim. Whether you’re hosting weekend barbecues, relaxing in the spa, or enjoying quiet evenings under the stars, this space is designed to be enjoyed year-round. The backyard provides plenty of room for four legged friends or little ones to play freely, all set on nearly half an acre for added privacy and flexibility. Additional upgrades, including a whole-house generator (2026), new gutters, a tankless water heater, and enhanced electrical features, provide both comfort and peace of mind to buyers knowing this home has been truly cared for. Conveniently located near major highways, top-rated schools, shopping, dining, and local parks, this home delivers the space, upgrades, and lifestyle you’ve been searching for, all with no HOA restrictions. Don't miss out on this stunning home in an ideal location, schedule your private showing TODAY!!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,382

Sqft

0.44 ac

Lot size

2

Garage

2024

Year built

One

Levels

$288

Per sqft

Private poolPets allowed

Inside

FlooringPorcelain Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingCircular Driveway · Oversized
ExteriorIrrigation System · Outdoor Kitchen · Sliding Doors

Community & fees

Taxes (2025)$9,307/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,562 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property tax — 2025 actual bill$776
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $97,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $97,500
Interest rate6.00%
Loan term

Estimated payment

$6,562/mo

Principal & interest$5,261
PMI (est., until 20% equity)$366
Property taxes (actual bill)$776
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $975K
$936KedgeAI estimate $1,476,032 · range $1.3M$1.7M$1.7M

vs edgeAI estimate

−33.9%

$/sqft vs Clermont actives

$288 vs $222

Days on market

98 vs 33 typical

Where $288/sqft sits among the 400 Clermont actives

169
134
48 · this home
14
9
26
$171–215$215–259$259–303$303–347$347–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont Heights

Map of 1620 BOWMAN STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando30 min
Universal Orlando32 min
Walt Disney World34 min
Orlando Int’l Airport (MCO)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Clermont Heights — neighborhood snapshot

Population

963

Median age

49

Median income

$64,940

Median home value

$243,266

Avg household

2

Households w/ children

87%

For the school run

Lake County School District

HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

197 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $975,000 $25K
Apr 17, 2026Listed at $1,000,000 · 98 days on market since
2024Built · CLERMONT CLERMONT HEIGHTS

Reality check

What actually sold near 1620 BOWMAN STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1655 3RD STREETSold · Dec ’25

$748,300

1655 3RD STREET · same community

4 bd · 3 ba · 2,378 sqft · $315/sqft · 18 DOM

1654 EAST AVENUESold · Apr ’26

$490,000

1654 EAST AVENUE · same community

3 bd · 3 ba · 1,515 sqft · $323/sqft · 18 DOM

1109 HAMPTON STREETSold · Oct ’25

$240,000

1109 HAMPTON STREET · same community

2 bd · 1 ba · 1,006 sqft · $239/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1620 BOWMAN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1620 BOWMAN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1620 BOWMAN STREET FAQs

What would the monthly payment be for 1620 BOWMAN STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,562/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1620 BOWMAN STREET?+

The most recent tax bill on record (2025) was $9,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1620 BOWMAN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $975,000, this home is listed about 109% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1620 BOWMAN STREET?+

East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$975,000 runs 109% above the CLERMONT 34711 median — but at 3,382 sqft it's also 63% larger than the typical Clermont listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

98 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,000,000, now $975,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of DENIZ REALTY PARTNERS LLC · Ashley Wallace. MLS #O6400144.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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