
JOSEPHINE STREET, BROOKSVILLE, FL, 34601
Active110 days on marketListed Apr 16, 2026MLS #O6399644
About this home
JOSEPHINE STREET
Prime residential lot opportunity in Brooksville, Hernando County. Situated in a desirable residential area, this property offers convenient access to a university (approximately 0.95 miles), major highways (1.0 miles), Tom Varn Park (1.68 miles), local schools (1.7 miles), and a hospital (1.78 miles). The lot is located in Flood Zone AE, a high-risk flood area in the 100-year floodplain, requiring elevated construction, flood vents, and mandatory flood insurance, which increases building costs and ongoing expenses. No wetlands present, allowing for full lot utilization without environmental buffers or mitigation requirements. Zoned R1B Single-Family Residential District, the property supports low-density residential use, including single-family detached homes by right. Modular homes allowed if compliant with Florida Building Code. Mobile/manufactured homes, duplexes, townhomes, multifamily development, and mobile home communities are generally prohibited. ADUs may be permitted subject to applicable building codes, conditions, and approvals under Florida state law (e.g., Live Local Act). Buyer should verify all zoning, setbacks, utility availability, and development requirements with the City of Brooksville Planning Department. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$274 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$274/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The Brooksville market
$300K → $295K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the Brooksville median. See the full Brooksville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about JOSEPHINE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for JOSEPHINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
JOSEPHINE STREET FAQs
What would the monthly payment be for JOSEPHINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $274/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on JOSEPHINE STREET?+
The most recent tax bill on record (2025) was $223. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brooksville?+
At $15,000, this home is listed about 96% below the Brooksville median of $337,945. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6399644.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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