4893 S OLD FLORAL CITY ROAD, INVERNESS, FL, 34450
Active109 days on marketListed Apr 28, 2026MLS #O6399407
About this home
4893 S OLD FLORAL CITY ROAD
WELCOME TO YOUR DREAM HOME!! This stunning, fully renovated 3-bedroom, 2-bathroom home with a detached 2-car garage- complete with a BRAND-NEW garage door and freshly painted interior and exterior-perfectly blends modern style with cozy charm. Step inside to discover a bright and airy open-concept living space featuring new vinyl flooring throughout and a spacious family room with a beautiful wood burning fireplace. The chef's kitchen showcases new soft-close cabinets, quartz countertops, all-new stainless-steel appliances, and a generous island ideal for meal prep or gathering. The split floor plan was designed with privacy and is complemented by two fully remodeled bathroom. Enjoy peace of mind with significant system updates, including NEW roof (2026), NEW A/C unit (2026), and a NEW water heater. Step outside onto the magnificent breezy back porch overlooking a huge backyard-perfect for entertaining, gardening, or simply relaxing. Conveniently located near shopping, parks, dining, school and medical facilities. Don't miss your chance- Schedule your tour today
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,802
Sqft
0.81 ac
Lot size
2
Garage
1988
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,605 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,605/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
$/sqft vs Inverness actives
$194 vs $179
Days on market
109 vs 44 typical
Where $194/sqft sits among the 194 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $250K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
91 of 194
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 4893 S OLD FLORAL CITY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$165,000
4893 S OLD FLORAL CITY ROAD · same community
3 bd · 2 ba · 1,802 sqft · $92/sqft · 88 DOM
Sold · Oct ’25$305,000
8456 E HENDERSON TRAIL · same community
3 bd · 2 ba · 1,319 sqft · $231/sqft · 31 DOM
Sold · May ’26$315,000
5101 S COVEWOOD TERRACE
3 bd · 2 ba · 1,737 sqft · $181/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4893 S OLD FLORAL CITY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4893 S OLD FLORAL CITY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4893 S OLD FLORAL CITY ROAD FAQs
What would the monthly payment be for 4893 S OLD FLORAL CITY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,605/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4893 S OLD FLORAL CITY ROAD?+
The most recent tax bill on record (2025) was $2,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $348,900, this home is listed about 35% above the Inverness median of $258,625. The market section on this page shows how the area is trending.
Which schools are assigned to 4893 S OLD FLORAL CITY ROAD?+
Inverness Middle School (middle), Citrus High School (high), Inverness Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$348,900 runs 81% above the INVERNESS 34450 median — but at 1,802 sqft it's also 24% larger than the typical Inverness listing.
02Time on market is leverage
109 days on market against a Inverness median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $379,900, now $348,900 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNSHINE LIFE REALTY LLC · Sarita Khan. MLS #O6399407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 4893 S OLD FLORAL CITY ROAD but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →