5013 E FOUNTAINWOOD DRIVE, ST CLOUD, FL, 34772
Active107 days on marketListed Apr 8, 2026MLS #O6397236
About this home
5013 E FOUNTAINWOOD DRIVE
Welcome to resort-style living in the highly sought-after 55+ community of Twin Lakes in St. Cloud! This beautifully maintained 3-bedroom, 3-bath residence offers over 2,300 square feet of thoughtfully designed living space, combining comfort, functionality, and modern elegance. Step inside to discover an open-concept floor plan filled with natural light, ideal for both everyday living and entertaining. The spacious kitchen features ample cabinetry, a large center island, and seamless flow into the living and dining areas, making it the true heart of the home. The primary suite is a private retreat, complete with a generous walk-in closet and an en-suite bath designed for relaxation. Two additional bedrooms and bathrooms provide flexibility for guests, a home office, or multi-generational living. Enjoy Florida living at its finest with a covered and screened outdoor space, perfect for morning coffee or evening gatherings. The home also includes a 2-car garage, interior laundry room, and plenty of storage throughout. Located within Twin Lakes, residents enjoy resort-style amenities including a clubhouse, pool, fitness center, walking trails, and a full calendar of social activities, all within a beautifully maintained gated community. Conveniently situated near shopping, dining, major roadways, and just a short drive to Lake Nona and Orlando, this home offers the perfect blend of tranquility and accessibility. Don’t miss your opportunity to own in one of St. Cloud’s premier active adult communities—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,365
Sqft
0.17 ac
Lot size
2
Garage
2018
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,213 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,213/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs TWIN LAKES PH 1
$201 vs $228
Days on market
107 vs 33 typical
Where $201/sqft sits among the 8 homes for sale in TWIN LAKES PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 8
TWIN LAKES PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5013 E FOUNTAINWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$480,000
5025 SUNFALLS AVENUE · same community
3 bd · 3 ba · 2,365 sqft · $203/sqft · 142 DOM
Sold · Jul ’25$535,000
4904 W FOUNTAINWOOD DRIVE · same community
3 bd · 3 ba · 2,365 sqft · $226/sqft · 390 DOM
Sold · Feb ’26$554,000
5026 E FOUNTAINWOOD DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $251/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5013 E FOUNTAINWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5013 E FOUNTAINWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5013 E FOUNTAINWOOD DRIVE FAQs
What would the monthly payment be for 5013 E FOUNTAINWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,213/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5013 E FOUNTAINWOOD DRIVE?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5013 E FOUNTAINWOOD DRIVE?+
The most recent tax bill on record (2025) was $8,849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5013 E FOUNTAINWOOD DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $474,900, this home is listed about 12% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5013 E FOUNTAINWOOD DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,900 runs 28% above the ST CLOUD 34772 median — but at 2,365 sqft it's also 20% larger than the typical St Cloud listing.
02Time on market is leverage
107 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $529,900, now $474,900 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE OAK REALTY CORP · Anthony Mavrofrides. MLS #O6397236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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