5043 VANTAGE COURT, ST CLOUD, FL, 34772
Active163 days on marketListed Feb 12, 2026MLS #O6382007
About this home
5043 VANTAGE COURT
Virtually Staged. Welcome to 5043 Vantage Court in St. Cloud, FL, located in the gated 55+ community of Twin Lakes by Del Webb. This Marco model offers over 2,300 sq ft with 3 bedrooms plus a BONUS ROOM, 3 baths, and two private primary suites—ideal for guests or flexible living. ONE YEAR HOME WARRANTY INCLUDED and Lawn Maintenance is covered by the HOA! Large 1/4 ACRE PREMIUM LOT with NO Direct Rear Neighbors. Enjoy high ceilings, crown molding, 8-foot doors, and Levolor wood blinds throughout. The gourmet kitchen features a large island, granite countertops, gas range, butler’s pantry, and walk-in pantry. The living room includes a custom built-in entertainment center and Bose surround sound extending to the lanai. The primary suite is a true retreat with a spacious bath and oversized walk-in closet with built-ins. A bonus room offers space for an office or media room. Additional features include central vacuum with kitchen kick out sweeper, tankless water heater and natural gas. Relax on the extended screened lanai with a custom summer kitchen featuring a Char Broil Medallion gas grill, sink, and built-in cooler. The 2-car garage offers additional storage area and parking your golf cart. Enjoy afternoons at the resort style pool, lap pool or spending time at the fitness center, playing tennis, pickleball and fishing off of the community dock or launching your kayak off of the private boat ramp with access to Live Oak Lake, a premier local lake in Saint Cloud. This home truly offers easy living with a touch of luxury in one of St. Cloud’s premier active adult communities, close to Lake Nona, Orlando and Melbourne Beaches. Experience the best of Florida living at 5043 Vantage Court. All information is deemed reliable and the buyer shall independently verify, measurements are approximate. Schedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,365
Sqft
0.23 ac
Lot size
2
Garage
2019
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,964 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,964/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs TWIN LAKES PH 1
$203 vs $228
Days on market
163 vs 33 typical
Where $203/sqft sits among the 9 homes for sale in TWIN LAKES PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
5 of 9
TWIN LAKES PH 1 have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5043 VANTAGE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$480,000
5025 SUNFALLS AVENUE · same community
3 bd · 3 ba · 2,365 sqft · $203/sqft · 142 DOM
Sold · Jul ’25$535,000
4904 W FOUNTAINWOOD DRIVE · same community
3 bd · 3 ba · 2,365 sqft · $226/sqft · 390 DOM
Sold · Feb ’26$554,000
5026 E FOUNTAINWOOD DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $251/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5043 VANTAGE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5043 VANTAGE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5043 VANTAGE COURT FAQs
What would the monthly payment be for 5043 VANTAGE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,964/mo — principal and interest, the actual property-tax bill, the $358/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5043 VANTAGE COURT?+
The association fee works out to $358 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5043 VANTAGE COURT?+
The most recent tax bill on record (2025) was $4,898. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5043 VANTAGE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $479,900, this home is listed about 13% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5043 VANTAGE COURT?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,900 runs 30% above the ST CLOUD 34772 median — but at 2,365 sqft it's also 20% larger than the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
163 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $549,900, now $479,900 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLUE MARLIN REAL ESTATE · Kimberly Fouts, PA. MLS #O6382007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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