16540 WISTERIA DRIVE, FORT MYERS, FL, 33908
Active134 days on marketListed Apr 6, 2026MLS #O6396587
About this home
16540 WISTERIA DRIVE
INVESTOR ALERT – HUGE $30,000 PRICE IMPROVEMENT! The seller is ready to make a deal, creating an outstanding opportunity for an investor, handyman, or buyer looking to add value and make this property their own. A new roof and roof deck were installed in March 2024, and the downstairs already has electrical and plumbing in place, offering the potential to add nearly 500 additional square feet of air-conditioned living space with the proper improvements and approvals. With NO HOA, large lots, high-end custom homes nearby, and continued development throughout the neighborhood, this area offers tremendous future potential. Enjoy an incredible location just minutes from Fort Myers Beach, Sanibel Island, Captiva Island, Lovers Key, and some of Southwest Florida's best boating destinations. This is an affordable opportunity to own close to the beaches without HOA restrictions while being surrounded by beautiful custom homes. At the new price, the seller is motivated and ready to consider offers—bring your vision and take advantage of the opportunity!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,268
Sqft
0.45 ac
Lot size
1980
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,891 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,891/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−37%
$/sqft vs Fort Myers actives
$197 vs $216
Days on market
134 vs 59 typical
Where $197/sqft sits among the 171 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cottage Point
Get to know Fort Myers. See the full Fort Myers guide →
Cottage Point — neighborhood snapshot
Population
1,223
Median age
73
Median income
$43,482
Median home value
$78,000
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $305K
Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
56 of 171
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the FORT MYERS 33908 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 16540 WISTERIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$179,000
13433 HEALD LANE UNIT 2A
2 bd · 1.5 ba · 868 sqft · $206/sqft · 1 DOM
Sold · Jun ’26$179,000
13433 HEALD LANE UNIT 1A
2 bd · 1.5 ba · 868 sqft · $206/sqft · 92 DOM
Sold · May ’26$195,000
19681 SUMMERLIN ROAD UNIT 430
2 bd · 2 ba · 748 sqft · $261/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16540 WISTERIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16540 WISTERIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16540 WISTERIA DRIVE FAQs
What would the monthly payment be for 16540 WISTERIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,891/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16540 WISTERIA DRIVE?+
The most recent tax bill on record (2025) was $1,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Myers?+
At $249,900, this home is listed about 25% below the Fort Myers median of $332,500. The market section on this page shows how the area is trending.
Which schools are assigned to 16540 WISTERIA DRIVE?+
Heights Elementary School (elementary), Lexington Middle School (middle), Cypress Lake High School (high), Cypress Lake Middle School (middle), Rayma C. Page Elementary School (elementary), Tanglewood Elementary School (elementary), Villas Elementary School (elementary), South Fort Myers High School (high), San Carlos Park Elementary School (elementary), Fort Myers High School (high), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary), Dunbar High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the FORT MYERS 33908 market on paper
$249,900 is 39% below the FORT MYERS 33908 median of $410,000, and at $197/sqft it sits under the Fort Myers average of $255.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
134 days on market against a Fort Myers median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Heights Elementary School, Lexington Middle School, Cypress Lake High School, Cypress Lake Middle School, Rayma C. Page Elementary School, Tanglewood Elementary School, Villas Elementary School, South Fort Myers High School, San Carlos Park Elementary School, Fort Myers High School, Three Oaks Middle School, Three Oaks Elementary School, Dunbar High School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $309,900, now $249,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EPIC REAL ESTATE ADVISORS LLC · Chris Burden. MLS #O6396587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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