1903 SPRUCE CREEK CIRCLE, PORT ORANGE, FL, 32128
Active116 days on marketListed Apr 9, 2026MLS #O6396236
About this home
1903 SPRUCE CREEK CIRCLE
Rare opportunity to own a vacant lot in the desirable Spruce Creek area of Port Orange—with no HOA! Bring your vision and build the custom home you’ve always imagined with the freedom and flexibility today’s buyers are looking for. Located within an established neighborhood, this property offers a peaceful setting while still being just minutes from top-rated schools, shopping, dining, parks, and a short drive to the beach. Easy access to major roadways makes commuting simple while maintaining the charm of a quiet residential area. Whether you're planning your dream home or seeking your next investment opportunity, this lot delivers location, convenience, and potential. Opportunities like this are hard to find—don’t miss your chance to secure land in one of Port Orange’s most sought-after areas!
Facts & features
The home at a glance
2.6 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,435 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,435/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Spruce Creek Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
Spruce Creek Farms — neighborhood snapshot
Population
223
Median age
56
Median income
$106,250
Median home value
$338,000
Avg household
2
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $377K
Port Orange median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 1903 SPRUCE CREEK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$405,000
2433 GUAVA DRIVE
2 bd · 2 ba · 1,155 sqft · $351/sqft · 145 DOM
Sold · Oct ’25$399,000
2017 OLD DAYTONA ROAD
3 bd · 2 ba · 1,591 sqft · $251/sqft · 55 DOM
Sold · Jul ’26$365,000
5485 WARD LAKE DRIVE
3 bd · 2 ba · 1,607 sqft · $227/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1903 SPRUCE CREEK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1903 SPRUCE CREEK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1903 SPRUCE CREEK CIRCLE FAQs
What would the monthly payment be for 1903 SPRUCE CREEK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,435/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1903 SPRUCE CREEK CIRCLE?+
The most recent tax bill on record (2025) was $3,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Orange?+
At $472,000, this home is listed about 26% above the Port Orange median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1903 SPRUCE CREEK CIRCLE?+
Creekside Middle School (middle), Cypress Creek Elementary School (elementary), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
116 days on market against a Port Orange median of 38 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Creekside Middle School, Cypress Creek Elementary School, Spruce Creek High School — Creekside Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $485,000, now $472,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CITARELLI REALTY GROUP LLC · Eunice Ho. MLS #O6396236.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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