David Ramirez
$1,162,000$1,200,0004 bd2.5 ba3,010 sqft$386 /sqft$7,438 /mo all-in ↓

1908 POPPY LANE, PORT ORANGE, FL, 32128

Active124 days on marketListed Mar 31, 2026MLS #O6395149

Reduced $38KPrivate poolSingle Family ResidenceSPRUCE CREEK FARMS UNIT 01-02

About this home

1908 POPPY LANE

Welcome to 1908 Poppy Ln in the desirable Spruce Creek Farms community of Port Orange—a fully remodeled estate offering space, privacy and a modern comfort on an expansive 3-acre property. This beautifully updated 4-bedroom, 2.5-bath home has been thoughtfully renovated and freshly painted throughout, creating a clean, contemporary feel from the moment you step inside. The heart of the home is the stunning modern kitchen, featuring sleek quartz countertops, ample cabinetry, and a layout designed for both everyday living and entertaining. Each bedroom offers its own spacious walk-in closet, providing exceptional storage, while additional closets throughout the home ensure everything has its place. The inviting living room is perfect for relaxing or hosting, complete with an electric fireplace and sliding glass doors that open to the patio—blending indoor and outdoor living seamlessly. Step outside to your private backyard retreat, where a fully screened-in pool offers year-round enjoyment in a serene, natural setting. The 3-acre lot features a detached garage/workshop ideal for hobbies, storage, or extra vehicles, and provides endless possibilities. With no HOA, you have the freedom to bring your RV, boat, and all your toys. The property also features a private gated entrance, adding an extra layer of exclusivity and security. All windows have been replaced between 2023 and 2024, brand new water heater, and new garage door openers installed. If you’ve been searching for a move-in-ready home with land, modern upgrades and true flexibility, this is the one. Schedule your private showing today and experience the lifestyle this exceptional property has to offer.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,010

Sqft

3 ac

Lot size

4

Garage

1988

Year built

One

Levels

$386

Per sqft

Private poolFireplace

Inside

FlooringLuxury Vinyl · Tile
AppliancesBar Fridge · Convection Oven · Dishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesWest
ParkingGarage Door Opener · Garage Faces Side · Oversized
ExteriorFire Pit · Outdoor Shower · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$6,863/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,438 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,270
PMI (est., until 20% equity)$436
Property tax — 2025 actual bill$572
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $116,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $116,200
Interest rate6.00%
Loan term

Estimated payment

$7,438/mo

Principal & interest$6,270
PMI (est., until 20% equity)$436
Property taxes (actual bill)$572
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$594KedgeAI estimate $806,583 · range $618K$882K$1.2M

vs edgeAI estimate

+44.1%

$/sqft vs Port Orange actives

$386 vs $219

Days on market

124 vs 37 typical

Where $386/sqft sits among the 217 Port Orange actives

80
73
30
12
8 · this home
14
$151–207$207–264$264–320$320–377$377–434$434+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spruce Creek Farms

Map of 1908 POPPY LANE inside its neighborhood boundary

Drive times from this address

Downtown Orlando60 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Port Orange. See the full Port Orange guide →

Spruce Creek Farms — neighborhood snapshot

Population

223

Median age

56

Median income

$106,250

Median home value

$338,000

Avg household

2

Households w/ children

11%

For the school run

Volusia County School District

MiddleCreekside Middle School★★★★
ElementaryCypress Creek Elementary School★★★★
HighSpruce Creek High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Orange market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$355K$371K

Port Orange median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

118 of 217

Port Orange actives have cut their price

Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 153% above the PORT ORANGE 32128 median. See the full Port Orange market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,162,000 $38K
Mar 31, 2026Listed at $1,200,000 · 124 days on market since
1988Built · SPRUCE CREEK FARMS UNIT 01-02

Reality check

What actually sold near 1908 POPPY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1950 SOUTHCREEK BOULEVARDSold · Jul ’26

$875,000

1950 SOUTHCREEK BOULEVARD

4 bd · 4.5 ba · 2,963 sqft · $295/sqft · 79 DOM

1786 TAYLOR ROADSold · Sep ’25

$490,000

1786 TAYLOR ROAD

4 bd · 3 ba · 2,888 sqft · $170/sqft · 92 DOM

305 COUNTRY CIRCLE DRIVE ESold · Sep ’25

$779,000

305 COUNTRY CIRCLE DRIVE E

5 bd · 3 ba · 3,143 sqft · $248/sqft · 147 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1908 POPPY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1908 POPPY LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1908 POPPY LANE FAQs

What would the monthly payment be for 1908 POPPY LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,438/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1908 POPPY LANE?+

The most recent tax bill on record (2025) was $6,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Orange?+

At $1,162,000, this home is listed about 216% above the Port Orange median of $367,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1908 POPPY LANE?+

Creekside Middle School (middle), Cypress Creek Elementary School (elementary), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,162,000 runs 153% above the PORT ORANGE 32128 median — but at 3,010 sqft it's also nearly twice the size of the typical Port Orange listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

124 days on market against a Port Orange median of 37 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Creekside Middle School, Cypress Creek Elementary School, Spruce Creek High School — Creekside Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,200,000, now $1,162,000 — a $38K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY LLC · Rachel Hanley. MLS #O6395149.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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