1084 CAVENDER CREEK ROAD, MINNEOLA, FL, 34715
Active123 days on marketListed Apr 7, 2026MLS #O6396100
About this home
1084 CAVENDER CREEK ROAD
Welcome to the pinnacle of modern living in the rolling hills of Minneola! Built in 2021 by Dream Finders Homes, this expansive 3,273 sqft home in sought-after Ardmore Reserve offers the perfect blend of luxury and functionality. Boasting 5 spacious bedrooms - each with it's own walk in closet - and a rare 3-full, 2-half bath configuration, this home is designed for a large household or multi-generational living with a dedicated first-floor guest suite. The chef’s kitchen features a massive island overlooking the open-concept family room. Retreat to the oversized second-floor loft—perfect for a theater or game room—or relax on your covered rear lanai with extension and premium retractable screens, making evenings extra enjoyable with plenty of space to add a big pool. Best of all, this 70ft wide lot has no rear neighbors!! With a 2-car garage, tankless gas water heater, and energy-efficient construction, this home truly has it all. Enjoy resort-style community amenities including a pool, splash pad, and playground, all just minutes from the Florida Turnpike and top-rated Lake Minneola High!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,273
Sqft
0.19 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,221 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,221/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.4%
$/sqft vs Minneola actives
$182 vs $232
Days on market
123 vs 31 typical
Where $182/sqft sits among the 103 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
The numbers that matter
The Minneola market
$515K → $481K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
52 of 103
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the Minneola median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 1084 CAVENDER CREEK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$600,000
398 CHEEOTA COURT · same community
5 bd · 4 ba · 3,463 sqft · $173/sqft · 4 DOM
Sold · Oct ’25$670,000
391 CHEEOTA COURT · same community
5 bd · 3.5 ba · 4,172 sqft · $161/sqft · 95 DOM
Sold · Sep ’25$760,000
410 CHEEOTA COURT · same community
6 bd · 4 ba · 4,172 sqft · $182/sqft · 190 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1084 CAVENDER CREEK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1084 CAVENDER CREEK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1084 CAVENDER CREEK ROAD FAQs
What would the monthly payment be for 1084 CAVENDER CREEK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,221/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1084 CAVENDER CREEK ROAD?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1084 CAVENDER CREEK ROAD?+
The most recent tax bill on record (2025) was $6,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1084 CAVENDER CREEK ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $595,000, this home is listed about 10% above the Minneola median of $539,450. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$595,000 runs 10% above the Minneola median — but at 3,273 sqft it's also 53% larger than the typical Minneola listing.
02Time on market is leverage
123 days on market against a Minneola median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $640,000, now $595,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Maureen Nguyen, LLC. MLS #O6396100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Minneola homes, in your inbox
Like 1084 CAVENDER CREEK ROAD but not quite? A daily digest of every new listing in Minneola — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →