2175 S TROPICAL TRAIL, MERRITT ISLAND, FL, 32952
Active132 days on marketListed Apr 1, 2026MLS #O6395661
About this home
2175 S TROPICAL TRAIL
Modern Waterfront Masterpiece on Merritt Island with 142 Feet of Direct Indian River Frontage—this 2024-built, two-story luxury residence offers a rare combination of cutting-edge design, solid construction, and true Florida waterfront living. Built with full concrete block construction on both levels and topped with a commercial-grade roof, this home delivers both style and substance in a way that is virtually unmatched on the island. Featuring 5 bedrooms, 4 full bathrooms, and a 2-car garage, the property comes fully furnished and move-in ready, making it ideal as a primary residence or a high-end vacation retreat. Inside, you’ll find designer finishes throughout, including a sleek modern kitchen, custom built-in closets, high-end lighting, motorized shades, smart home features, and smart toilets in multiple bathrooms. The expansive upstairs primary suite is a true showpiece, offering a private covered terrace overlooking the water, a massive wraparound closet, and a spa-inspired bathroom with a dramatic wall of designer tile and luxury shower. Outdoor living is just as impressive, with a large side yard, putting green, and a covered boat dock with lift plus a jet ski dock—perfect for enjoying deep water access to the Indian River and quick routes to the Atlantic Ocean or cruising toward Cocoa Village. From your west-facing balconies, take in breathtaking sunsets along with daily sightings of dolphins, manatees, and pelicans. Located on prestigious South Tropical Trail, just minutes to Cocoa Village, approximately 45 minutes to Orlando International Airport, and about an hour to Disney World, this home offers a rare blend of privacy, accessibility, and lifestyle. Truly a one-of-a-kind, turnkey modern waterfront property in Central Florida.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,097
Sqft
0.3 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$658
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,927 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,927/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Merritt Island actives
$658 vs $258
Days on market
132 vs 55 typical
Where $658/sqft sits among the 43 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32952 — neighborhood snapshot
Population
21,354
Median age
50.4
Median income
$98,651
Median home value
$404,000
Avg household
2.47
Households w/ children
1,920
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
23 of 43
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 319% above the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 2175 S TROPICAL TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,090,000
3061 SOUTHERN OAKS DRIVE
4 bd · 4 ba · 4,000 sqft · $273/sqft · 55 DOM
Sold · Jul ’26$764,900
650 HIGH POINT CT
5 bd · 4 ba · 3,452 sqft · $222/sqft · 40 DOM
Sold · Jun ’26$350,000
445 PINE BOULEVARD
4 bd · 3 ba · 2,814 sqft · $124/sqft · 311 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2175 S TROPICAL TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2175 S TROPICAL TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2175 S TROPICAL TRAIL FAQs
What would the monthly payment be for 2175 S TROPICAL TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,927/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2175 S TROPICAL TRAIL?+
The most recent tax bill on record (2025) was $14,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2175 S TROPICAL TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $2,695,000, this home is listed about 369% above the Merritt Island median of $574,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2175 S TROPICAL TRAIL?+
Tropical Elementary School (elementary), Thomas Jefferson Middle School (middle), Merritt Island High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$2,695,000 runs 319% above the MERRITT ISLAND 32952 median — but at 4,097 sqft it's also nearly twice the size of the typical Merritt Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
132 days on market against a Merritt Island median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tropical Elementary School, Thomas Jefferson Middle School, Merritt Island High School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,850,000, now $2,695,000 — a $155K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO PROPERTY ADVISORS · Justin Pekarek. MLS #O6395661.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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