106 VICTORIA STREET, MERRITT ISLAND, FL, 32952
Active522 days on marketListed Mar 13, 2025MLS #O6289304
About this home
106 VICTORIA STREET
Discover your dream home at 106 Victoria St, Merritt Island, FL 32952! This exquisite single-family residence boasts 4 spacious bedrooms and 4.5 bathrooms, making it perfect for families and entertaining guests. The open-concept living area is bathed in natural light and features a modern kitchen, complete with stainless steel appliances, granite countertops, and a generous island for gatherings. Step outside to your tranquil backyard oasis, featuring a cozy patio ideal for relaxation or hosting barbecues. As a bonus, your private dock on the inter-coastal offers convenient access for boating and stunning waterfront views. Don't miss this incredible opportunity! Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,988
Sqft
0.19 ac
Lot size
2
Garage
1959
Year built
Three Or More
Levels
$627
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,720 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,720/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Merritt Island actives
$627 vs $275
Days on market
522 vs 49 typical
Where $627/sqft sits among the 38 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32952 — neighborhood snapshot
Population
21,354
Median age
50.4
Median income
$98,651
Median home value
$404,000
Avg household
2.47
Households w/ children
1,920
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $452K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
21 of 38
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 317% above the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 VICTORIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,330,000
607 ROCKLEDGE DRIVE
4 bd · 3.5 ba · 4,366 sqft · $305/sqft · 270 DOM
Sold · Jun ’26$1,330,000
Nearby listing
4 bd · 3.5 ba · 4,366 sqft · $305/sqft · 290 DOM
Sold · Jun ’26$1,330,000
Nearby listing
4 bd · 3.5 ba · 3,584 sqft · $371/sqft · 280 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 106 VICTORIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 VICTORIA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
106 VICTORIA STREET FAQs
What would the monthly payment be for 106 VICTORIA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 106 VICTORIA STREET?+
The most recent tax bill on record (2024) was $13,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Merritt Island?+
At $2,500,000, this home is listed about 331% above the Merritt Island median of $579,950. The market section on this page shows how the area is trending.
Which schools are assigned to 106 VICTORIA STREET?+
Tropical Elementary School (elementary), Thomas Jefferson Middle School (middle), Merritt Island High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,500,000 runs 317% above the MERRITT ISLAND 32952 median — but at 3,988 sqft it's also nearly twice the size of the typical Merritt Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
522 days on market against a Merritt Island median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Tropical Elementary School, Thomas Jefferson Middle School, Merritt Island High School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Anthony Van. MLS #O6289304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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