205 SHER LANE, DEBARY, FL, 32713
Active130 days on marketListed Mar 31, 2026MLS #O6394887
About this home
205 SHER LANE
Enjoy peaceful St. Johns River living at an affordable price in this active 55+ community. Just minutes from a SunRail station with easy access to Downtown Orlando and Winter Park. Nearby Mainstreet DeBary is underway, bringing future shopping, dining, nightlife, and live music. Community amenities include a riverfront clubhouse with pool, resident-only boat slips, and a private dock. HOA dues approximately $101/month. Surrounded by parks, bike trails, state parks, and natural springs, this location is ideal for an active, eco-focused retirement lifestyle. Add your beautiful double-wide mobile home to this great lot in beautiful Trader’s Cove. Located on the banks of the St. John River and next to the exclusive Riviera Bella subdivision. The community amenities feature a waterfront complex, boat dock and slips, fishing pier, community pool, and club house.
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$934 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$934/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
The numbers that matter
The Debary market
$393K → $389K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 205 SHER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$230,000
104 ADMIRAL LANE · same community
2 bd · 2 ba · 1,552 sqft · $148/sqft · 73 DOM
Sold · Oct ’25$315,000
189 W HIGHBANKS ROAD
3 bd · 2 ba · 1,556 sqft · $202/sqft · 7 DOM
Sold · Oct ’25$365,000
603 LAZIO CIRCLE
3 bd · 2 ba · 1,706 sqft · $214/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 205 SHER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 205 SHER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
205 SHER LANE FAQs
What would the monthly payment be for 205 SHER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $934/mo — principal and interest, the actual property-tax bill, the $101/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 205 SHER LANE?+
The association fee works out to $101 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 205 SHER LANE?+
The most recent tax bill on record (2025) was $1,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 205 SHER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $90,000, this home is listed about 77% below the Debary median of $397,450. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of HENIN REALTY · Jerome Henin. MLS #O6394887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Debary homes, in your inbox
Like 205 SHER LANE but not quite? A daily digest of every new listing in Debary — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →