153 FERN DRIVE, DEBARY, FL, 32713
Active637 days on marketListed Nov 3, 2024MLS #O6254192
About this home
153 FERN DRIVE
PRICE DROP! Nestlé next to the St Johns River Meadowlea on the River Community, you can own your piece of nature. This lot is ready for you to design your own home and enjoy this location is most desired overlooking the pond and wooded area. Lot is ready for a manuafacure home. This community offers a Marina, a boat slip is available to purchase. Other amendities include swimming pool, clubhouse , boat ramp and dock. Lot size 50x85. City water & Sewer, AT&T fiber optic. Just a golf cart ride to the new City of Debary , Sunrail and connection to bike trails.
Facts & features
The home at a glance
0.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$977 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$977/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Debary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
The numbers that matter
The Debary market
$393K → $391K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 153 FERN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$135,000
106 PALM DRIVE · same community
2 bd · 1 ba · 672 sqft · $201/sqft · 102 DOM
Sold · Feb ’26$75,000
133 CYPRESS DRIVE · same community
2 bd · 2.5 ba · 768 sqft · $98/sqft · 28 DOM
Sold · Dec ’25$200,000
133 MOSS DRIVE · same community
2 bd · 2 ba · 1,023 sqft · $196/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 153 FERN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 153 FERN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
153 FERN DRIVE FAQs
What would the monthly payment be for 153 FERN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $977/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 153 FERN DRIVE?+
The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 153 FERN DRIVE?+
The most recent tax bill on record (2023) was $1,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 153 FERN DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $95,000, this home is listed about 76% below the Debary median of $389,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the DEBARY 32713 market on paper
$95,000 is 69% below the DEBARY 32713 median of $307,990.
02Time on market is leverage
637 days on market against a Debary median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $120,000, now $95,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOVEREIGN REALTY INVESTMENTS LLC · Debbie Dillard. MLS #O6254192.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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