345 W MITCHELL HAMMOCK ROAD, OVIEDO, FL, 32765
Active125 days on marketListed Mar 30, 2026MLS #O6394849
About this home
345 W MITCHELL HAMMOCK ROAD
Commercially zoned pad site at the signalized intersection of Mitchell Hammock Road and S Lake Jesup Avenue in Oviedo, Seminole County. 0.76 acres / 33,147 SF total; net developable area approximately 18,587 SF following recorded wetland conservation easement (14,560 SF / 0.34 AC; ORB 4007/PG 062). Zoned C-2 General Commercial, City of Oviedo. Permitted uses include medical and dental office, professional services, daycare, general retail, QSR and restaurant with drive-through, bank with drive-through, automotive service, and personal services — all by right. Maximum FAR 0.50. Direct approved driveway access onto Mitchell Hammock Road. Traffic count 38,745 AADT (2025). All utilities in place: City of Oviedo municipal water and sewer; Duke Energy electric. Site partially improved with commercial asphalt surface. Previously approved by City of Oviedo for 2,190 SF dental office; full engineering and SJRWMD stormwater permit completed — available to buyer upon request. 2021 approvals have lapsed; re-application required. Property falls within FEMA Flood Zone A, FIRM Map No. 12117C0190F, effective 9/28/2007; prior stormwater design addressed this designation. Immediate co-tenancy includes Outback Steakhouse, Pep Boys, Mavis Tire & Brakes, Miller's Ale-House, Mister Car Wash, Tire Choice, and Popeyes. 1-mile average household income $112,198; 3-mile consumer buying power $2.3 billion. Annual taxes $4,459 (2025). Sold as-is.
Facts & features
The home at a glance
0.76 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,897 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,897/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 345 W MITCHELL HAMMOCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$320,000
2244 SUNNY VIEW DRIVE
3 bd · 2 ba · 1,138 sqft · $281/sqft · 46 DOM
Sold · Feb ’26$360,000
1023 MCKINNON AVENUE
3 bd · 2 ba · 1,486 sqft · $242/sqft · 145 DOM
Sold · Dec ’25$390,000
1077 SHAFFER TRAIL
3 bd · 2 ba · 1,491 sqft · $262/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 345 W MITCHELL HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 345 W MITCHELL HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
345 W MITCHELL HAMMOCK ROAD FAQs
What would the monthly payment be for 345 W MITCHELL HAMMOCK ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,897/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 345 W MITCHELL HAMMOCK ROAD?+
The most recent tax bill on record (2025) was $4,979. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $749,000, this home is listed about 43% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 345 W MITCHELL HAMMOCK ROAD?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$749,000 runs 63% above the OVIEDO 32765 median.
02Time on market is leverage
125 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Brad Kuskin. MLS #O6394849.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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