444 MORNING GLORY DRIVE, LAKE MARY, FL, 32746
Active138 days on marketListed Mar 28, 2026MLS #O6394448
About this home
444 MORNING GLORY DRIVE
Amazing 3 bedroom 2 bathroom 2 car garage home with large fenced yard in lovely Reserve at the Crossings in Lake Mary. This beautiful home is immaculate and move in ready with upgrades galore. House is freshly painted throughout with neutral colors and features new laminate flooring (2024), as well as brand new garage floor paint (2026), remodeled bathrooms (2025), remodeled gourmet kitchen (2023), new hot water tank (2025), and architectural shingle roof fully replaced in (2021). Oversized fenced yard offers plenty of space to entertain and large oak trees. Location in Seminole county can’t be beat in the heart of Lake Mary with A rated schools, excellent restaurants, and tons of shopping only minutes away. This one is a winner, view today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,554
Sqft
0.2 ac
Lot size
2
Garage
1988
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.7%
$/sqft vs Lake Mary actives
$273 vs $234
Days on market
138 vs 49 typical
Where $273/sqft sits among the 163 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandermill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Brandermill — neighborhood snapshot
Population
1,557
Median age
46
Median income
$55,385
Median home value
$258,400
Avg household
2
Households w/ children
211
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
96 of 163
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 444 MORNING GLORY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$290,000
476 MORNING GLORY DRIVE · same community
3 bd · 2 ba · 1,172 sqft · $247/sqft · 0 DOM
Sold · Mar ’26$350,000
877 HEATHER GLEN CIRCLE · same community
2 bd · 2 ba · 1,056 sqft · $331/sqft · 8 DOM
Sold · Dec ’25$380,000
634 WHITTINGHAM PLACE
3 bd · 2 ba · 1,589 sqft · $239/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 444 MORNING GLORY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 444 MORNING GLORY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
444 MORNING GLORY DRIVE FAQs
What would the monthly payment be for 444 MORNING GLORY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,082/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 444 MORNING GLORY DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 444 MORNING GLORY DRIVE?+
The most recent tax bill on record (2024) was $2,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 444 MORNING GLORY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $424,900, this home is priced right at the Lake Mary median.
Which schools are assigned to 444 MORNING GLORY DRIVE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$424,900 runs 10% above the LAKE MARY 32746 median.
02Time on market is leverage
138 days on market against a Lake Mary median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Greenwood Lakes Middle School, Lake Mary High School, Lake Mary Elementary School — Lake Mary Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $444,000, now $424,900 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ABSOLUTE REALTY GROUP, LLC · Courtney Davis. MLS #O6394448.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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