554 WHITTINGHAM PLACE, LAKE MARY, FL, 32746
Active29 days on marketListed Jun 26, 2026MLS #O6408318
Come see it
Upcoming open house
Sat, Jul 25
12:00 PM – 3:00 PM
About this home
554 WHITTINGHAM PLACE
*Ask about a lender provided REDUCED RATE offering a rate buy down to help reduce your monthly payments * BRAND NEW ROOF: A complete roof replacement will be professionally installed prior to closing. Whole-Home Re-Pipe: The entire home has been fully re-piped, eliminating a common area of concern for buyers. Newer HVAC (2021): Enjoy reliable, energy-efficient climate control. Welcome to your dream home in the highly desirable Greenwood Lakes community of Lake Mary! This beautifully maintained 3-bedroom, 2-bathroom residence features a spacious 2-car garage and approximately 1,656 square feet of bright, functional living space with no rear neighbors. From the moment you walk in, you will love the airy feel of the extended great room, soaring vaulted ceilings, and a highly sought-after split floor plan that provides maximum privacy. Move in with total peace of mind! Situated in one of Central Florida's top-rated school districts, this home offers an unparalleled lifestyle. You are just moments away from premier shopping, diverse dining options, and major thoroughfares for an easy commute. Outdoor enthusiasts will love the close proximity to the scenic Cross Seminole Trail, perfect for walking, running, and cycling. Don't miss the chance to own in a premier location—schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,656
Sqft
0.12 ac
Lot size
2
Garage
1988
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.8%
$/sqft vs Lake Mary actives
$254 vs $238
Days on market
29 vs 42 typical
Where $254/sqft sits among the 165 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greenwood Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Greenwood Lakes — neighborhood snapshot
Population
1,921
Median age
39
Median income
$87,631
Median home value
$329,274
Avg household
3
Households w/ children
258
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
93 of 165
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 554 WHITTINGHAM PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
634 WHITTINGHAM PLACE · same community
3 bd · 2 ba · 1,589 sqft · $239/sqft · 103 DOM
Sold · Apr ’26$425,000
526 WHITTINGHAM PLACE · same community
3 bd · 2.5 ba · 1,772 sqft · $240/sqft · 5 DOM
Sold · Aug ’25$422,000
485 WHITTINGHAM PLACE · same community
3 bd · 2.5 ba · 1,772 sqft · $238/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 554 WHITTINGHAM PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 554 WHITTINGHAM PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
554 WHITTINGHAM PLACE FAQs
What would the monthly payment be for 554 WHITTINGHAM PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,207/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 554 WHITTINGHAM PLACE?+
The most recent tax bill on record (2024) was $4,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 554 WHITTINGHAM PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $420,000, this home is listed about 2% below the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 554 WHITTINGHAM PLACE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Lake Mary Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY · Lisa Eichenblatt. MLS #O6408318.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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