38 S POLLARD STREET, OAKLAND, FL, 34760
Active132 days on marketListed Mar 30, 2026MLS #O6394442
About this home
38 S POLLARD STREET
NEW PRICE IMPROVEMENT! Seller incentive available! Welcome home to this beautiful 2026 newly built residence in the desirable town of Oakland! This 4-bedroom, 2.5-bath home features modern finishes, an open-concept layout, and a spacious design perfect for today’s lifestyle. Enjoy the benefits of owning a newer construction home with peace of mind, energy-efficient features, and low-maintenance living. Don’t miss the opportunity to own a move-in-ready home in Oakland, conveniently located near parks, trails, and local amenities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,872
Sqft
0.11 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,806 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,806/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.1%
$/sqft vs Oakland actives
$331 vs $279
Days on market
132 vs 73 typical
Where $331/sqft sits among the 27 Oakland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oakland. See the full Oakland guide →
OAKLAND 34760 — neighborhood snapshot
Population
778
Median age
49.8
Median income
$136,042
Median home value
$401,200
Avg household
3.3
Households w/ children
69%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oakland market
$605K → $1.7M
Oakland median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
13 of 27
Oakland actives have cut their price
Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the OAKLAND 34760 median. See the full Oakland market guide →
Paper trail
This home's history
Reality check
What actually sold near 38 S POLLARD STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$480,000
312 W HULL AVENUE · same community
4 bd · 2 ba · 1,681 sqft · $286/sqft · 74 DOM
Sold · Feb ’26$360,000
507 W OAKLAND AVENUE · same community
3 bd · 2 ba · 1,338 sqft · $269/sqft · 50 DOM
Sold · Oct ’25$367,500
500 W OAKLAND AVENUE · same community
3 bd · 2 ba · 1,336 sqft · $275/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 38 S POLLARD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 38 S POLLARD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
38 S POLLARD STREET FAQs
What would the monthly payment be for 38 S POLLARD STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,806/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 38 S POLLARD STREET?+
The most recent tax bill on record (2025) was $815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oakland?+
At $619,999, this home is listed about 26% below the Oakland median of $837,500. The market section on this page shows how the area is trending.
Which schools are assigned to 38 S POLLARD STREET?+
Tildenville Elementary (elementary), Lakeview Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OAKLAND 34760 market on paper
$619,999 is 13% below the OAKLAND 34760 median of $709,999, and at $331/sqft it sits under the Oakland average of $364.
02City & Park/Greenbelt views
The city and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Tildenville Elementary, Lakeview Middle, West Orange High — Tildenville Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $749,000, now $619,999 — a $129K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MS LAND & BUILDING LLC · Cassia Barros. MLS #O6394442.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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