David Ramirez
$455,0003 bd2 ba1,170 sqft$389 /sqft$3,110 /mo all-in ↓

521 W HERRIOTT AVENUE, OAKLAND, FL, 34760

Active1 days on marketListed Aug 6, 2026MLS #O6430972

Priced 36% below the OAKLAND 34760 medianNew constructionSingle Family ResidenceOAKLAND TOWN

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About this home

521 W HERRIOTT AVENUE

Virtually Staged. Welcome to this brand-new construction home in the heart of Oakland! This thoughtfully designed 3-bedroom, 2-bathroom residence offers 1,170 square feet of modern living space on a 0.09-acre homesite. The open-concept floor plan features luxury vinyl plank flooring throughout the main living areas and bedrooms, with porcelain tile flooring in both bathrooms for added durability and style. The kitchen is equipped with quartz countertops, modern cabinetry, stainless steel appliances, and a functional layout that flows seamlessly into the living and dining areas, making it ideal for everyday living and entertaining. Contemporary lighting, designer fixtures, and quality finishes can be found throughout the home. The spacious primary suite includes a walk-in closet and an ensuite bathroom with a quartz vanity and a porcelain tile shower. Two additional bedrooms offer flexibility for family, guests, or a home office. Additional features include an indoor laundry area, energy-efficient windows, modern exterior finishes, and a paver driveway. Conveniently located near downtown Winter Garden, the West Orange Trail, shopping, dining, parks, major highways, and local attractions, this move-in-ready home offers the opportunity to enjoy low-maintenance living in the desirable Town of Oakland. Don't miss your chance to own this newly built home in one of Central Florida's most sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,170

Sqft

0.09 ac

Lot size

2026

Year built

One

Levels

$389

Per sqft

Garden & Park/Greenbelt viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Vinyl Siding
FoundationSlab
ViewGarden · Park/Greenbelt
FacesNorth
ParkingDriveway
ExteriorPrivate Yard

Community & fees

Taxes (2025)$837/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,110 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property tax — 2025 actual bill$70
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,925Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,925
Interest rate6.00%
Loan term

Estimated payment

$3,110/mo

Principal & interest$2,679
FHA mortgage insurance (est.)$201
Property taxes (actual bill)$70
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oakland

Map of 521 W HERRIOTT AVENUE

Drive times from this address

Downtown Orlando21 min
Universal Orlando24 min
Walt Disney World32 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oakland. See the full Oakland guide →

OAKLAND 34760 — neighborhood snapshot

Population

778

Median age

49.8

Median income

$136,042

Median home value

$401,200

Avg household

3.3

Households w/ children

69%

For the school run

Orange County School District

ElementaryTildenville Elementary★★★★
MiddleLakeview Middle★★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oakland market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$605K$1.7M

Oakland median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% below the OAKLAND 34760 median. See the full Oakland market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $455,000 · 1 days on market since
2026Built · OAKLAND TOWN

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 521 W HERRIOTT AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 521 W HERRIOTT AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

521 W HERRIOTT AVENUE FAQs

What would the monthly payment be for 521 W HERRIOTT AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 521 W HERRIOTT AVENUE?+

The most recent tax bill on record (2025) was $837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 521 W HERRIOTT AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oakland?+

At $455,000, this home is listed about 46% below the Oakland median of $837,500. The market section on this page shows how the area is trending.

Which schools are assigned to 521 W HERRIOTT AVENUE?+

Tildenville Elementary (elementary), Lakeview Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OAKLAND 34760 market on paper

$455,000 is 36% below the OAKLAND 34760 median of $709,999.

02Garden & Park/Greenbelt views

The garden and park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Oakland market that averages 71 — if it fits, move quickly.

04Strong assigned schools

Tildenville Elementary, Lakeview Middle, West Orange High — Tildenville Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Adam DeVito. MLS #O6430972.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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