David Ramirez
$359,9904 bd3 ba2,154 sqft$167 /sqft$2,466 /mo all-in ↓

8623 OAKSTONE CIRCLE, LEESBURG, FL, 34788

Active129 days on marketListed Mar 27, 2026MLS #O6394315

New constructionSingle Family ResidenceOAKSTONE FARMS

About this home

8623 OAKSTONE CIRCLE

Pre-Construction. To be built. Set within Oakstone Farms, a thoughtfully planned community surrounded by the beauty and recreation of Florida’s renowned Harris Chain of Lakes, this location captures the spirit of relaxed, active living. More than 50,000 acres of sparkling waterways stretch across eight scenic lakes connected by winding canals, creating endless opportunities for boating, fishing, and memorable days on the water. Within the neighborhood, dedicated greenspace, a dog park, and a tot lot provide inviting spaces to unwind and connect, while the charm of Mount Dora and Tavares brings boutique shopping, dining, and vibrant festivals nearby. Everyday conveniences are just minutes away in Leesburg, only 5.5 miles from the community, all complemented by a super low HOA. The Miramar reflects this lifestyle from the moment you arrive, with a driveway and entry adorned with brick pavers that set a welcoming tone. Step through the foyer to find 9'4" ceilings, crown molding throughout, and the Interior Trim Deluxe package, all combining to create an elegant and inviting first impression. The open floor plan flows seamlessly from room to room, with the great room bathed in natural light. Triple-panel patio doors extend the space to a 9'4" screened-in lanai, perfect for relaxing, entertaining, or enjoying the outdoors year-round. The chef-inspired kitchen blends style and functionality with a large granite-topped island, tile backsplash, stainless steel appliances including a gas range, and a spacious pantry. Whether preparing meals, hosting gatherings, or enjoying casual dining, this space is designed to accommodate it all. Tucked privately at the rear, the primary suite provides a serene retreat with a generous walk-in closet and a spa-inspired bath featuring an oversized tiled shower and a conveniently placed linen closet. Three additional bedrooms are positioned near the foyer, including one with a private bath for guests or a personalized space such as a home office or fitness room. A secondary bathroom includes a tiled shower and tub combination. Everyday convenience continues with a centrally located laundry room with washer and gas dryer included, alongside a built-in Smart Home Package featuring a Ring Video Doorbell, smart thermostat, keyless entry smart door lock, and Deako switches. The spacious two-car garage offers ample storage, while the full builder warranty provides peace of mind. With its thoughtful design, seamless indoor-outdoor living, and access to the natural beauty and recreational lifestyle of Oakstone Farms and the Harris Chain of Lakes, the Miramar perfectly blends comfort, style, and Florida living at its finest.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,154

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

One

Levels

$167

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Tankless Water Heater · Washer
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$8/mo
Taxes (2025)$239/yr
PetsYes
CommunityDog Park · Playground

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,466 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$20
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,466/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$20
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$337KedgeAI estimate $356,540 · range $351K$364K$379K

vs edgeAI estimate

+1%

$/sqft vs OAKSTONE FARMS

$167 vs $189

Days on market

129 vs 50 typical

Where $167/sqft sits among the 6 homes for sale in OAKSTONE FARMS

2 · this home
0
1
0
2
1
$167–172$172–176$176–181$181–185$185–190$190+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 8623 OAKSTONE CIRCLE

Drive times from this address

Downtown Orlando60 min
Universal Orlando62 min
Walt Disney World70 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34788 — neighborhood snapshot

Population

21,867

Median age

56.4

Median income

$57,477

Median home value

$168,900

Avg household

2.33

Households w/ children

1,648

For the school run

Lake County School District

ElementaryTreadway Elementary School★★★★★
HighLeesburg High School★★★★
MiddleOak Park Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$281K$261K

Leesburg median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

0 of 6

OAKSTONE FARMS have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the LEESBURG 34788 median. See the full Leesburg market guide →

Paper trail

This home's history

Mar 27, 2026Listed at $359,990 · 129 days on market since
2026Built · OAKSTONE FARMS

Reality check

What actually sold near 8623 OAKSTONE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8634 OAKSTONE CIRCLESold · Jul ’26

$371,100

8634 OAKSTONE CIRCLE · same community

4 bd · 3 ba · 2,151 sqft · $173/sqft · 104 DOM

8662 OAKSTONE CIRCLESold · May ’26

$384,090

8662 OAKSTONE CIRCLE · same community

3 bd · 3 ba · 2,198 sqft · $175/sqft · 32 DOM

9161 HARRIS HAWK DRIVESold · Dec ’25

$335,221

9161 HARRIS HAWK DRIVE

4 bd · 3 ba · 2,210 sqft · $152/sqft · 239 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8623 OAKSTONE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8623 OAKSTONE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8623 OAKSTONE CIRCLE FAQs

What would the monthly payment be for 8623 OAKSTONE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,466/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8623 OAKSTONE CIRCLE?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8623 OAKSTONE CIRCLE?+

The most recent tax bill on record (2025) was $239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8623 OAKSTONE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $359,990, this home is listed about 22% above the Leesburg median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8623 OAKSTONE CIRCLE?+

Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6394315.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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