David Ramirez
$369,9904 bd3 ba2,198 sqft$168 /sqft$2,622 /mo all-in ↓

8595 OAKSTONE CIRCLE, LEESBURG, FL, 34788

Active118 days on marketListed Apr 6, 2026MLS #O6396631

New constructionSingle Family ResidenceOAKSTONE FARMS

About this home

8595 OAKSTONE CIRCLE

Pre-Construction. To be built. Multi-Generational Living with Style in Oakstone Farms Arrive home to the timeless beauty of a brick-paver driveway and entry accented with stone detailing and architectural shingles, creating a striking first impression that reflects the thoughtful craftsmanship found throughout the home. The Sheffield floor plan in Oakstone Farms blends comfort, flexibility, and elevated design, featuring soaring 8'8" ceilings and carefully selected upgrades that bring a refined, designer feel to every space. Ceramic tile flooring flows through the main living areas, creating a cool and durable foundation for everyday living, while plush carpet adds comfort in the bedrooms. A standout feature of this home is the private multi-generational suite, thoughtfully designed to provide independence and comfort. This secluded retreat includes its own living area, kitchenette, bedroom, and full bath, creating an ideal setting for extended family, long-term guests, or a private workspace. An additional bedroom provide flexibility for hobbies, visitors, or a growing household. At the center of the home, the gourmet kitchen becomes a natural gathering place. A spacious island with granite countertops anchors the room, surrounded by soft-close cabinetry and a full line of stainless steel appliances including a gas wall oven. The open design connects effortlessly to the great room, where additional flush-mount LED lighting brightens the space and keeps conversation flowing from kitchen to living area. Adjacent to the great room is a den with French doors provides a private space Sliding doors lead to a covered patio that invites relaxed evenings outdoors, whether enjoying quiet mornings or casual dining under the Florida sky. Tucked privately at the back of the home, the primary suite creates a peaceful retreat with a large walk-in closet and a beautifully appointed bath featuring dual vanities with granite countertops and a walk-in tile shower designed with a spa-inspired feel. Function meets convenience in the walk-through laundry room, complete with washer and gas dryer and positioned for easy access to the two-car garage. Professional landscaping, irrigation, and gutters complete the exterior, while integrated smart home technology including a Ring Video Doorbell, smart thermostat, keyless entry, and Deako switches brings modern efficiency and security. Life in Oakstone Farms adds another layer to the experience. This thoughtfully planned community includes inviting greenspaces, a dog park, and a tot lot that encourage outdoor living and neighborhood connection. Located just 5.5 miles from downtown Leesburg, residents enjoy close proximity to charming local shops, restaurants, and waterfront parks, along with the renowned Harris Chain of Lakes where boating, fishing, & lakeside sunsets are part of everyday life. A low HOA adds to the appeal, making this setting as practical as it is enjoyable. With a full builder warranty included, the Sheffield presents a home designed for today’s lifestyle, where flexibility, comfort, and modern features come together beautifully.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,198

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

One

Levels

$168

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryGas Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$239/yr
PetsYes
CommunityDog Park · Playground · Sidewalks

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,622 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$20
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,950
Interest rate6.00%
Loan term

Estimated payment

$2,622/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$20
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$340KedgeAI estimate $357,027 · range $354K$362K$385K

vs edgeAI estimate

+3.6%

$/sqft vs OAKSTONE FARMS

$168 vs $189

Days on market

118 vs 50 typical

Where $168/sqft sits among the 6 homes for sale in OAKSTONE FARMS

2 · this home
0
1
0
2
1
$167–172$172–176$176–181$181–185$185–190$190+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 8595 OAKSTONE CIRCLE

Drive times from this address

Downtown Orlando60 min
Universal Orlando62 min
Walt Disney World70 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34788 — neighborhood snapshot

Population

21,867

Median age

56.4

Median income

$57,477

Median home value

$168,900

Avg household

2.33

Households w/ children

1,648

For the school run

Lake County School District

ElementaryTreadway Elementary School★★★★★
HighLeesburg High School★★★★
MiddleOak Park Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced6.8 months of inventoryBuyer’s market

$281K$261K

Leesburg median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

0 of 6

OAKSTONE FARMS have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% above the LEESBURG 34788 median. See the full Leesburg market guide →

Paper trail

This home's history

Apr 6, 2026Listed at $369,990 · 118 days on market since
2026Built · OAKSTONE FARMS

Reality check

What actually sold near 8595 OAKSTONE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8662 OAKSTONE CIRCLESold · May ’26

$384,090

8662 OAKSTONE CIRCLE · same community

3 bd · 3 ba · 2,198 sqft · $175/sqft · 32 DOM

8634 OAKSTONE CIRCLESold · Jul ’26

$371,100

8634 OAKSTONE CIRCLE · same community

4 bd · 3 ba · 2,151 sqft · $173/sqft · 104 DOM

9161 HARRIS HAWK DRIVESold · Dec ’25

$335,221

9161 HARRIS HAWK DRIVE

4 bd · 3 ba · 2,210 sqft · $152/sqft · 239 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8595 OAKSTONE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8595 OAKSTONE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8595 OAKSTONE CIRCLE FAQs

What would the monthly payment be for 8595 OAKSTONE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,622/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8595 OAKSTONE CIRCLE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8595 OAKSTONE CIRCLE?+

The most recent tax bill on record (2025) was $239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8595 OAKSTONE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $369,990, this home is listed about 25% above the Leesburg median of $294,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8595 OAKSTONE CIRCLE?+

Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6396631.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8595 OAKSTONE CIRCLE, LEESBURG, FL — 4 Bed, 3 Bath — $369,990 | CENTURY 21 Edge